Nicole Lapin

speaker

12,290 appearances 63 recordings 1 series first heard Sep 2025 last heard yesterday

Nicole Lapin’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 60 in all, peaking in Oct 2025 with 11.

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Money Rehab with Nicole Lapin · Where Crypto Goes From Here Without The Clarity Act, According to Coinbase's Brian Armstrong · 18 Sep 2026 podcast

So maybe more on the 1%.

Maybe you're closer to the 10%, it sounds like.

Let's double click on the second part because I want to break it down very simply, even though it sounds cuckoo wonky with all of the Clarity Act stuff.

There are different watchdog agencies looking over different kinds of investments that people make.

So right now, major coins, Bitcoin, you mentioned Ethereum, are classified as commodities.

Commodities have the CFTC over them.

That's the less stringent agency compared to stocks that have like the big bad SEC watching over them.

But there is now some confusion right over other coins.

So right now, right, if I buy crypto, who is actually protecting me?

Yeah, for sure.

I think everybody can 100% get on board with that.

I think the question is like crypto, obviously $2 trillion.

This SEC has $2 billion budget.

The CFTC has like 500 people down 21% from last year, $365 million budget.

So I'm just saying it's much smaller.

And so what people who were criticizing this bill were saying was that they needed to be with the bigger dog, not the smaller dog.

If a regular person, though, if we bring it back to earth, gets scanned under this bill or what the actual regulations look like without the bill, do they have less protection than if they get ripped off by a stock?

I mean, you mentioned FTX, for example.

That's what people are really nervous about.

You know, certainty is definitely needed here.

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