Nicole Lappin

If you feel best though, maintaining your current lifestyle complete with occasional splurges like dieting out or buying designer shoes, amazing. It is the pretty rich life for you. Being pretty rich in retirement allows you to live comfortably with some indulgences, but doesn't factor in a ton of future growth.

If you feel best though, maintaining your current lifestyle complete with occasional splurges like dieting out or buying designer shoes, amazing. It is the pretty rich life for you. Being pretty rich in retirement allows you to live comfortably with some indulgences, but doesn't factor in a ton of future growth.

If you feel best though, maintaining your current lifestyle complete with occasional splurges like dieting out or buying designer shoes, amazing. It is the pretty rich life for you. Being pretty rich in retirement allows you to live comfortably with some indulgences, but doesn't factor in a ton of future growth.

And finally, we have the super rich level, which entails more money than you can reasonably spend, AKA baller status. If you two don't get the exact same answer here, that's okay. Talk through what a compromise might look like.

And finally, we have the super rich level, which entails more money than you can reasonably spend, AKA baller status. If you two don't get the exact same answer here, that's okay. Talk through what a compromise might look like.

And finally, we have the super rich level, which entails more money than you can reasonably spend, AKA baller status. If you two don't get the exact same answer here, that's okay. Talk through what a compromise might look like.

If she's good with maintaining your current lifestyle, which it sounds like she is, talk about what goals for retirement are important to you, and perhaps she'll catch your excitement. Maybe you want to live on the beach in the Maldives for a year. That would be hard to not get stoked about.

If she's good with maintaining your current lifestyle, which it sounds like she is, talk about what goals for retirement are important to you, and perhaps she'll catch your excitement. Maybe you want to live on the beach in the Maldives for a year. That would be hard to not get stoked about.

If she's good with maintaining your current lifestyle, which it sounds like she is, talk about what goals for retirement are important to you, and perhaps she'll catch your excitement. Maybe you want to live on the beach in the Maldives for a year. That would be hard to not get stoked about.

Once you've reached a compromise on what you want your retirement lifestyle to look like, the next step is to crunch the numbers to see how much you'll actually need to save in order to achieve that lifestyle. I go through this calculation at length in an episode that I linked in the show notes, but for now, I'm just going to give you some loose numbers that we can tweak.

Once you've reached a compromise on what you want your retirement lifestyle to look like, the next step is to crunch the numbers to see how much you'll actually need to save in order to achieve that lifestyle. I go through this calculation at length in an episode that I linked in the show notes, but for now, I'm just going to give you some loose numbers that we can tweak.

Once you've reached a compromise on what you want your retirement lifestyle to look like, the next step is to crunch the numbers to see how much you'll actually need to save in order to achieve that lifestyle. I go through this calculation at length in an episode that I linked in the show notes, but for now, I'm just going to give you some loose numbers that we can tweak.

If you both end up wanting to pursue the rich enough lifestyle, you should have about $700,000 saved by the time you retire. If it's the pretty rich lifestyle that you're after, aim for 1.3 million in your retirement account. If you are the super rich type, you're going to need to aim for something more in the $2 million range so you could live out your days in the Tuscan sun or wherever.

If you both end up wanting to pursue the rich enough lifestyle, you should have about $700,000 saved by the time you retire. If it's the pretty rich lifestyle that you're after, aim for 1.3 million in your retirement account. If you are the super rich type, you're going to need to aim for something more in the $2 million range so you could live out your days in the Tuscan sun or wherever.

If you both end up wanting to pursue the rich enough lifestyle, you should have about $700,000 saved by the time you retire. If it's the pretty rich lifestyle that you're after, aim for 1.3 million in your retirement account. If you are the super rich type, you're going to need to aim for something more in the $2 million range so you could live out your days in the Tuscan sun or wherever.

Once you know how much money you'll need to have your dream life in retirement, you'll be able to calculate how much you're on track to have squirreled away by then. Maybe you'll discover that just through your own leapfrogging coal, you've set yourself and your family up for success in retirement. But more realistically, reaching your retirement goal is going to be a group project.

Once you know how much money you'll need to have your dream life in retirement, you'll be able to calculate how much you're on track to have squirreled away by then. Maybe you'll discover that just through your own leapfrogging coal, you've set yourself and your family up for success in retirement. But more realistically, reaching your retirement goal is going to be a group project.

Once you know how much money you'll need to have your dream life in retirement, you'll be able to calculate how much you're on track to have squirreled away by then. Maybe you'll discover that just through your own leapfrogging coal, you've set yourself and your family up for success in retirement. But more realistically, reaching your retirement goal is going to be a group project.

I'd start by thinking of a few ways your wife could level up the finances in a way that feels like a low lift for her right now. You can always build on these good habits together, but the most important thing is helping her catch the money rehab bug, which you have so clearly caught. Here are three ideas. Number one, embrace seasonal opportunities.

I'd start by thinking of a few ways your wife could level up the finances in a way that feels like a low lift for her right now. You can always build on these good habits together, but the most important thing is helping her catch the money rehab bug, which you have so clearly caught. Here are three ideas. Number one, embrace seasonal opportunities.