Nicole Lappin
speaker
4,192 appearances
114 recordings
2 series
first heard Nov 2024
last heard 9 Dec
Nicole Lappin’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Nov 2025 with 2.
Appearances
Well, we don't know what changes might be on the horizon for capital gains, long-term capital gains, or if you hold it for longer than a year. And those could be more favorably taxed. But if we're talking about retirement savings, we're talking about tax-free income.
If you're investing in a Roth IRA, for example, or Roth 401k, because you would pay the taxes now so you don't have to pay taxes later. Do you have a Roth IRA?
Oh no. Well, I'm happy to break up about money.
Well, I think once you make a decision, you know, science shows us that we love the decisions that we make. So you'll probably really double down once you just make a call.
Well, you don't have to be scared if you have a plan.
It sounds that way. So it just seems like this one area, it seems like you have some block around long-term planning, but not short-term planning.
Do you know where that comes from?
So you're overcompensating.
For sure. Absolutely. But I think you just recognized where this block is coming from, which is the most important next step you can possibly take. We say all the time, as you know, on Money Rehab, the only financial problem you can't fix is the one you don't admit you have.
and getting to the root of what that issue is is a huge step for you to confront it and to say just because it was done a certain way doesn't mean that's how it needs to be for me and you get to decide now yeah slow slowly working through it a little bit like personally like how I view life I can do slightly longer long terms I'm just like it we'll figure it out like I'm very much like I used to being scrappy like I had it was like
I mean, constantly reminding yourself that it's going to be okay is, you know, not necessarily something that ever ends for people with financial trauma. I can tell you that from firsthand experience. So you're on the right track. You're doing great. How do you feel now after we've I've poked a little bit into your financial trauma and weakness.
I think that's really smart. I think when you hear something like supposed, you'll definitely want to safeguard yourself, which is what you're doing.
Awesome. Thanks, Sarah.
Thank you.
Well, I'm sorry. You know, they say don't meet your heroes because they usually disappoint you, but hopefully I didn't.
I'm so glad. I'm so glad. And now you're going to go have this conversation with your husband.
Perfect. For today's tip, you can take straight to the bank. If you're like Sarah and you like mapping out short-term goals, check out Bank of America's short-term savings calculator. Bank of America is the one-stop shop where you can get guidance, tools, solutions, and view your Bank of America banking account and manage your Merrill investing accounts online in one place.
learn more go to b of a dot com slash financial next steps which i have linked in the show notes the views and advice expressed by money news network are independent and not endorsed by bank of america corp investing involves risk the information presented here is not intended to be either a specific offer to sell or provide or a specific recommendation to buy any particular product or service the speaker is not a tax professional please seek advice from your tax professional
Brokerage services are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker dealer, registered investment advisor, member SIPC, and a wholly owned subsidiary of Bank of America Corporation. Bank of America and a member FDIC. Money Rehab is a production of Money News Network. I'm your host, Nicole Lappin. Money Rehab's executive producer is Morgan Levoy.
Our researcher is Emily Holmes. Do you need some money rehab? And let's be honest, we all do. So email us your money questions, moneyrehab at moneynewsnetwork.com to potentially have your questions answered on the show or even have a one-on-one intervention with me. And follow us on Instagram at Money News and TikTok at Money News Network for exclusive video content. And lastly, thank you.
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