Nicole Lappin
speaker
4,192 appearances
114 recordings
2 series
first heard Nov 2024
last heard 9 Dec
Nicole Lappin’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Nov 2025 with 2.
Appearances
No, seriously, thank you. Thank you for listening and for investing in yourself, which is the most important investment you can make.
So I have written, count them, five books now. But each time I'm in the writing process, I stay at an Airbnb. I love to stay at an Airbnb. When I was actually first launching this show, I was at an Airbnb in Arizona. It was so peaceful. It was stunning. I could be productive and comfortable. The Airbnb was also surrounded by a ton of javelinas.
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Find a co-host at Airbnb.com slash host. So I just went to the grocery store and I actually flinched at the cost of eggs. And I don't even really eat eggs. That's how bad it is. Everything feels more expensive. And so I'm hearing from a lot of money rehabbers right now that their credit cards are getting a lot of exercise right now.
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Out-of-network ATM withdrawal and OTC advance fees may apply. Late payment may negatively impact your credit score. Results may vary. My pay eligibility requirements apply. Credit limits range from $200 to $500. Go to Chime.com slash disclosures for details. I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab.
Well, we have had some good news on tariffs slowly trickling in after a whirlwind of some not so great news. On April 11, President Trump paused reciprocal tariffs on Chinese electronics. Now he's apparently thinking about making significant cuts to tariffs on Chinese goods pretty much across the board.
All of this revolving door of policy has implications, of course, on all of us and how we should be saving and spending. So to help me follow the money trail and bringing in Fred Hochberg, he is back on money rehab. Not only has he helped scaled major businesses in the private sector, he's also worked at the intersection of business and public service.
Fred was the president of the Export-Import Bank of the United States in the Obama administration. He was also the acting administrator of the Small Business Administration under President Clinton. So he is maybe the best person in the world to be talking about this stuff.
Today we talk about what tariff policy should be in order to benefit Americans, what will happen to the economy if tariffs don't change, whether rolling back Chinese tariffs will have a negative impact on American industry, and what we already know about the cost of Christmas presents this year. Here we go. Fred Hochberg, welcome back to Money Rehab.
So much to talk about. So much to talk about. You are the man to break all of this stuff down for us. Holy smokes. Just like, how are you feeling about this? This feels like maybe your Super Bowl.
For sure. Everything is changing by the day we're talking. Thursday, April 24th, this episode is going to come out tomorrow. Even with a one-day turnaround, there could be significant news or tweets or whatever that come out about U.S.-China tariffs. This is all an active conversation. It seems like the president is now, the latest news is he's strongly considering lowering tariffs.
The numbers are unconfirmed, but right now they're floating around 50% to 65%. What do you think about that? Do you think a 50% tariff on Chinese goods is going to be better at achieving some of these goals? China is a different beast.
Not cool.
So right now, it seems like China has a lot of leverage. They're saying, hey, we're not even talking. What are you guys talking about? Like, come to us when you have no tariffs. How do you think the U.S.-Sino relations are playing out since you were part of the administration?
Yeah. I mean, it's all playing out on the national stage. This is like a lot of drama. I've not seen anything like this before. I'm assuming you haven't either. It sounds like, too, you know, the president's walking back of these tariffs comes after meeting with CEOs of Walmart and Target and Home Depot and Lowe's. Do you think it's possible for the U.S. and China to even strike a deal?
Do you think it will be better or worse off? How is it going to affect America?
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