Nicole Lappin

Yeah. So 50 for necessities, 30% for wants, 20% for savings. It's a guideline and everybody's going to be different. You know, if you don't have a car and you take public transportation, you might be able to move those things. benchmarks around. So it's just a guide to start out with. So the 20% for the end game is for retirement, paying down debt, investing, all of that stuff.

Yeah. So 50 for necessities, 30% for wants, 20% for savings. It's a guideline and everybody's going to be different. You know, if you don't have a car and you take public transportation, you might be able to move those things. benchmarks around. So it's just a guide to start out with. So the 20% for the end game is for retirement, paying down debt, investing, all of that stuff.

Yeah. So 50 for necessities, 30% for wants, 20% for savings. It's a guideline and everybody's going to be different. You know, if you don't have a car and you take public transportation, you might be able to move those things. benchmarks around. So it's just a guide to start out with. So the 20% for the end game is for retirement, paying down debt, investing, all of that stuff.

So when you get a raise, you should take that net new money and apply the same budgeting role. So it's basically that ideally you don't use the whole thing for fun stuff. You can break it up, which makes it an overall win for you in the long run. So 50% of that going to necessities, 30% to wants, and at least 20% to needs.

So when you get a raise, you should take that net new money and apply the same budgeting role. So it's basically that ideally you don't use the whole thing for fun stuff. You can break it up, which makes it an overall win for you in the long run. So 50% of that going to necessities, 30% to wants, and at least 20% to needs.

So when you get a raise, you should take that net new money and apply the same budgeting role. So it's basically that ideally you don't use the whole thing for fun stuff. You can break it up, which makes it an overall win for you in the long run. So 50% of that going to necessities, 30% to wants, and at least 20% to needs.

savings or the end game if we apply that budget to you you would be 3600 bucks monthly for necessities you'd be about 2100 bucks for fun stuff and 1400 bucks for savings or investing is that feel on track with what you're spending right now or does that feel feasible

savings or the end game if we apply that budget to you you would be 3600 bucks monthly for necessities you'd be about 2100 bucks for fun stuff and 1400 bucks for savings or investing is that feel on track with what you're spending right now or does that feel feasible

savings or the end game if we apply that budget to you you would be 3600 bucks monthly for necessities you'd be about 2100 bucks for fun stuff and 1400 bucks for savings or investing is that feel on track with what you're spending right now or does that feel feasible

So that's just, you know, a boilerplate outline. You can layer in personal financial goals on top of that outline, like timelines when you might need that money and then break those sections down into smaller parts. You have some loans as well, right?

So that's just, you know, a boilerplate outline. You can layer in personal financial goals on top of that outline, like timelines when you might need that money and then break those sections down into smaller parts. You have some loans as well, right?

So that's just, you know, a boilerplate outline. You can layer in personal financial goals on top of that outline, like timelines when you might need that money and then break those sections down into smaller parts. You have some loans as well, right?

What kind of loans?

What kind of loans?

What kind of loans?

Okay.

Okay.

Okay.

Okay. And do you know the interest rates on them?

Okay. And do you know the interest rates on them?