Nicole Lappin

Okay. And do you know the interest rates on them?

Okay. Do you know about the 7% rule?

Okay. Do you know about the 7% rule?

Okay. Do you know about the 7% rule?

So historically, the stock market has returned an average of 7% year over year, according to Investopedia. It's not happening right at this very moment. And past performance, of course, does not guarantee future results. But that's a large historical average. So if you're investing, but your interest rate on your debt is more than 7%, you're making losses and not gains.

So historically, the stock market has returned an average of 7% year over year, according to Investopedia. It's not happening right at this very moment. And past performance, of course, does not guarantee future results. But that's a large historical average. So if you're investing, but your interest rate on your debt is more than 7%, you're making losses and not gains.

So historically, the stock market has returned an average of 7% year over year, according to Investopedia. It's not happening right at this very moment. And past performance, of course, does not guarantee future results. But that's a large historical average. So if you're investing, but your interest rate on your debt is more than 7%, you're making losses and not gains.

Have you started investing at all?

Have you started investing at all?

Have you started investing at all?

Excellent. How's that going?

Excellent. How's that going?

Excellent. How's that going?

And do you have an emergency fund?

And do you have an emergency fund?

And do you have an emergency fund?

And do you have a retirement account set up?

And do you have a retirement account set up?

And do you have a retirement account set up?

So great. Your 401k contributions are coming out, you know, before you pay taxes. Do you have a match for that 401k?