Nicole Lappin

So great. Your 401k contributions are coming out, you know, before you pay taxes. Do you have a match for that 401k?

So great. Your 401k contributions are coming out, you know, before you pay taxes. Do you have a match for that 401k?

Have you ever bumped up your 401k contribution? Are you putting the max in there?

Have you ever bumped up your 401k contribution? Are you putting the max in there?

Have you ever bumped up your 401k contribution? Are you putting the max in there?

Okay. And what are you thinking about bumping it up to?

Okay. And what are you thinking about bumping it up to?

Okay. And what are you thinking about bumping it up to?

I mean, if we think about it as we get older, it makes sense to bump up our 401k contributions a little bit more as we get closer to retirement. So if you can bump it up as much as possible, even a percent or half a percent, it might not seem like a lot right now, but over time, even a small increase can make a massive difference. And You know, I think the key here is to automate everything.

I mean, if we think about it as we get older, it makes sense to bump up our 401k contributions a little bit more as we get closer to retirement. So if you can bump it up as much as possible, even a percent or half a percent, it might not seem like a lot right now, but over time, even a small increase can make a massive difference. And You know, I think the key here is to automate everything.

I mean, if we think about it as we get older, it makes sense to bump up our 401k contributions a little bit more as we get closer to retirement. So if you can bump it up as much as possible, even a percent or half a percent, it might not seem like a lot right now, but over time, even a small increase can make a massive difference. And You know, I think the key here is to automate everything.

So you set it and forget it. When you get a raise that hits your account, it's already going into savings and debt payments and fund money. It's really about setting it up once, once a year, and then checking it again to see if it still makes sense. And that way you don't even have to think about it. How does that sound?

So you set it and forget it. When you get a raise that hits your account, it's already going into savings and debt payments and fund money. It's really about setting it up once, once a year, and then checking it again to see if it still makes sense. And that way you don't even have to think about it. How does that sound?

So you set it and forget it. When you get a raise that hits your account, it's already going into savings and debt payments and fund money. It's really about setting it up once, once a year, and then checking it again to see if it still makes sense. And that way you don't even have to think about it. How does that sound?

Okay. So let's use this framework and talk about some of your long-term financial goals. So with the 50-30-20 framework, if we like that, again, all movable. And if we see how your allocation fits into that framework, sounds like it's feasible. It sounds like it makes sense.

Okay. So let's use this framework and talk about some of your long-term financial goals. So with the 50-30-20 framework, if we like that, again, all movable. And if we see how your allocation fits into that framework, sounds like it's feasible. It sounds like it makes sense.

Okay. So let's use this framework and talk about some of your long-term financial goals. So with the 50-30-20 framework, if we like that, again, all movable. And if we see how your allocation fits into that framework, sounds like it's feasible. It sounds like it makes sense.

And if you take a look at when you want to retire and then add up how much you'd have by that retirement age, you would be saving $1,400 a month.

And if you take a look at when you want to retire and then add up how much you'd have by that retirement age, you would be saving $1,400 a month.

And if you take a look at when you want to retire and then add up how much you'd have by that retirement age, you would be saving $1,400 a month.