Noel King

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With real humans, they say, 24-7, Chime says it's not just smarter banking.

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You can join the millions who are already banking fee-free today.

Today, you can head to Chime.com slash explain.

That is Chime.com slash explain.

It only takes a few minutes to sign up.

And today, explain listeners can earn up to an extra $350.

Support for Today Explained comes from Vanta.

Together on one AI-powered platform, they say they automate the process of achieving and maintaining compliance with over 35 security and privacy frameworks, including that SOC 2, that ISO 27001, and HIPAA.

This helps companies get compliant, remain compliant, opening doors to next-level growth opportunities, freeing up time instead of getting buried in audits and spreadsheets.

Vanta says Vanta gives you a system that runs behind the scenes, minimizing risk and powering your growth with confidence.

You can get started at Vanta.com slash explained.

That's V-A-N-T-A dot com slash explained.

Vanta.com slash explained.

I'm Noelle King.

We're back with The Atlantic's Charlie Warzel.

OK, Charlie, there's a world in which this is just kids being kids.

You call it nihilism in your piece.