Ohad Samit

And debt collection is going to continue to be a staple of financial relationships because people fall off the wagon.

But why can't we change that from being a hit you on the head with a hammer, call you four times per day, turn that into a relationship building activity?

And it turns out it works.

Uh, we are, we just crossed about $75 million in recovered money.

Okay.

Since, since 2014 or in the past 12 months?

I don't remember number.

I think it's about 40 million.

I mean, we're just, you know, we're accelerating.

So obviously the, the majority of it is in the past 12 months.

You said four zero million recovered last 12 months.

Yeah.

Yeah.

I'm not certain.

I mean, I think that's a number I didn't, I didn't look at it in the past month.

Um, and it's, it's just growing.

I mean, we have, we get hundreds of thousands of consumer accounts a month to work on recoveries and some of that is repeat consumers because consumers owe money to several institutions at the same time.

But a lot of it is not.

So we're talking about more than 4.3 million consumers.

billions of dollars in debt and it just continues to grow and grow and compound.