Owen Raskovich

Well, we know, you know, Kate's even brought this up in the past that long-term investing works.

It works.

And it works for the reason that you take risk with the money and then you get rewarded for that risk over the long-term.

Maybe not each week, definitely not each day, maybe not even from one year to the next, but over the very long-term.

The final option that you have, the final option you can be thinking, well, what are my choices?

This is the final option.

You could stay the course.

And by that, I mean, you could just keep accumulating assets.

So each fortnight, each month, whenever you get paid, you can still just tuck your money away.

Maybe it's $500, maybe it's $1,000, maybe it's $2,000 if you're doing really well.

And you can put that into your investing account and just invest it, rain, hail, or shine.

So that's just dollar cost averaging.

That's just basic investing techniques.

Regardless of whatever happens to the market, you're just taking advantage of what you know is the superior way to allocate your capital.

So you know that investing money is probably better than saving it when interest rates are so low.

Even if that means a lot of volatility and scary times in the next one to three years, over the long term, that is typically what is the best option for people based on all of the data that we have in the past.

Okay, so we're coming to the end of the episode.

What's your checklist for this episode?

First one is a no-brainer.

Do you have your cash buffer?