Owen Raskovich

And he went on to say something to the effect of, because the government

Cannot spend it wisely.

So that's all I'll say for that one.

But the third one was tax.

The fourth one is my belief that good habits crush good budgets.

So if you've got good habits, lifestyle habits, financial habits, you will be a good saver, a good investor, a good everything.

If you have the right habits...

And so I guess we've talked about goal setting in the past.

Shocker, I don't really set goals, at least not for finances.

I don't track the value of my portfolio every day.

I don't think about, you know, I want to be a millionaire before I'm 30.

I've never really thought about that.

I want to retire at 50 with $5 million or equivalent in today's dollars.

I've never thought like that, ever.

It's not really a motivator for me because I know if I have good habits, good lifestyle habits, good saving habits, all that stuff, the stress about money, the stress about, you know, just making ends meet, that'll take care of itself if I can get the habits right, the day to day, the things I do here and now.

And now I'm not saying that budgets don't work because I think they do and I have a budget and you can just Google the RASP budget and I'm sure it will come up somewhere.

Someone would have posted it.

But I think I posted it actually.

We posted it.

Kate and I posted it.