Owen Raskovich

Yeah, so you can do that.

Check the show notes.

Anyway, I'm not saying that they don't work but...

And I think good habits are the product of what a budget is supposed to be.

And so I always say to people, think in terms of habits, think in terms of systems.

Instead of setting a goal...

Of say, I want to read 52 books this year.

Why don't you just say, I want to read for an hour a day.

Or I want to read for 15 minutes.

Or, you know, I want to get on top of my financial situation by June 30, 2020.

Why not say, listen to 15 minutes of finance podcasts.

Those form good habits.

And eventually you'll come to want to listen to the podcast because it's what you do.

Or you'll start reading because it's what you do.

And those are the ways that I kind of live my life.

I don't really think about the big overwhelming tasks ahead of me.

I kind of think of like the little wins that I need to keep me motivated to go forward.

I don't think, you know, I want to drop 10 kilos and be super muscular.

I think I'm just going to go to the gym for half an hour a day.

during the week, give myself the weekends off, done.