Owen Raskovitch

Like I say to people, save up to 20% of your income.

If you don't want to go above that, don't go above it.

You remember you've got super as well, chances are.

So that's another 10%.

It's 30% of your income.

It's a lot of money to save, especially with an average income in Australia.

If you can do that, you're on the money.

But you don't need to go to the example of 50%, 60%.

You can if you want, but it's up to you.

Okay, and then I'm going to finish with one here, Kate.

We'll go with this one here, this point here that you've come up with.

So maybe I'll let you read that out.

Yeah, so I think we've talked about it a lot throughout the episodes we've done, but money doesn't buy happiness, but it does make things easier.

And I think it all starts with building your emergency fund.

And we've talked about that probably too many times, but it's really important.

Because even just by building your emergency fund, it gives you choices.

It stops you having to get a credit card if you need an emergency flight to see a family member or you need to take your pet to the vet or something like that.

So it gives you choices to not go into debt.

It gives you choices to...

do something that you might not have been able to do.