Owen Raskovitch

And you probably know you're getting too far when it starts to impact your relationships.

That's kind of where I draw the line.

Not the relationships that are unhealthy, like let's go out and get absolutely sloshed on the weekend and spend a thousand bucks in a night.

If your friends are peer pressuring you to do that, that's probably not the right environment.

Likewise, if you get older and you're comparing prams and the $2,000 prams, again, it's probably not the healthy environment.

But at the same time, if it starts to impact your relationship with just going out and meeting friends or doing something that's really healthy for you, that's probably when you've taken it too far.

yeah like you won't you'll go out with a group of friends and you won't have a coffee because the only reason is because you're trying to save a little bit more and you're just and then you become known as that person who yeah won't shout a meal won't get a drink won't do anything

And I mean... There is reason.

There is reason, but I think you can go too far.

And I think... I know peer pressure is quite hard because often we have the culture of shouting a round of drinks and that kind of stuff.

But I think it's just, yeah, don't become obsessed with the numbers to an unhealthy level.

And I think one thing for me is that, and I imagine this is for...

This happens for a lot of people is when you look at a spreadsheet, it can become quite overwhelming.

You think, okay, I've saved this much this month, but it's really not that much.

You know, it's a couple hundred dollars maybe or not even.

And then next month you see the same thing and you can get really down on yourself.

And this is just basic budgeting, right?

But you've got to remember the bigger picture.

Jump back into that compound interest calculator and stick it back in there and see what difference it's making.

As long as you're happy with you, you're saving a little bit of money.