Owen Raszkiewicz

And that will come up with a report.

And it's like a PDF, Neil.

And you can go in there.

It's in Excel too.

And it will show you historical yields of ETFs.

Now, that's over the last year.

But the problem is they're not always consistent.

Sometimes ETFs and managed funds have to pay out income for certain tax reasons.

Yeah, and you can visit the ETF issuers website for that.

But the basics, if I could just be so crass, is to say that

If you're investing in a blue chip share ETF, so an ETF that invests in the largest Australian shares, you're probably going to get a pretty high income.

Compare that to something like a small cap ETF or an ETF that invests in international markets where the dividends typically aren't as high, you're not going to get as much income.

I guess it depends, horses for courses from a portfolio construction, but also what you want that ETF to do.

For me personally, it's not a major focus, but it's just a bright product of owning some of these really good ETFs in Australian shares.

The second part of the question though.

So basically don't just rely on the historical yield.

Go back a few years.

That was the first piece of advice.

The second one is make sure that you understand what you're getting invested in because it's sometimes robbing Peter to pay Paul or in this case robbing Neil to pay Neil.

And that's often what can happen.