Q&A: Owning 10 ETFs, 263% gains, negative rates & saving cash at uni

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Australian Finance Podcast 37 min 3 speakers 2 chapters transcribed 3 months ago
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What is the main topic discussed in this episode?

Owen Raszkiewicz 0:00
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
Owen Raszkiewicz 0:45
Here's something worth knowing if you've been meaning to make the switch to a better broker. To celebrate their fifth birthday, Perla are offering three free trades a month for five months if you transfer your portfolio across with a minimum of $1,000. For anyone investing regularly, that's meaningful savings on brokerage that can stay invested instead. Perla is chess-sponsored, built specifically for long-term investors, and now has over $3 billion invested on the platform. If you've been with a platform that doesn't quite fit your strategy anymore, it might be time to take a look. You'll find all of the details at perla.com slash LP slash Rask. That's perla.com slash LP slash Rask. Thanks for tuning in to today's podcast.
Owen Raszkiewicz 1:27
Please remember that all of the information in this podcast episode is limited to general information only. That means the information is not specific to you, your needs, goals, or objectives. So you should seek the advice of a licensed and trusted financial professional before acting on the information. And before you acquire or apply for a financial product, please read the PDS or product disclosure statement, which should be available on the issuer's website. Lastly, please keep in mind that past performance is not indicative of future performance.
Owen Raszkiewicz 2:01
Kate, let's start this episode with a joke. One each, finance joke. You go first.
Kate Campbell 2:07
Well, the only one I've seen recently is, I've got a banking joke, but there's no interest.
Owen Raszkiewicz 2:14
They're really bad. Not bad. I've got one for you. Yeah. What's the definition of a long-term investment? A short-term investment gone wrong. So this is the Christmas Q&A episode for 2020.
Kate Campbell 2:30
Yes, our last one for the year. And as you can tell, it has been a big year and we definitely need a break.
Owen Raszkiewicz 2:36
Yes, we do indeed. Enough of the finance jokes. So we've got some great questions that have come through our Facebook community. People have submitted their questions there or through the podcast at rast.com.au or even Instagram. You can do it any way you like. Before we get to it, as always, just remember that our answers to these questions are general advice only. So they're general in nature. They're not taking into account any of your personal circumstance, situation, risk profile, goals. star sign whatever your belief system is your religion it doesn't take into account any of that and we also highly encourage you to speak to a financial planner and make sure you read the product disclosure statement or pds if we mention things like insurance super managed funds all those things please make sure you check it out investing is risky and finance can be risky at times too so take your time and do your research
Kate Campbell 3:21
Yeah, do your research. That's the most important one.
Owen Raszkiewicz 3:24
D-Y-O-R. Yes. Seems to cop out for a lot of people online who give crap advice, but seriously, make sure you speak to a professional if you are confused. Okay, so we've got some great questions coming in. Kate, I think I'm probably going to answer this one, so maybe you can ask the question.
Kate Campbell 3:38
Yes, this one came through Facebook Messenger. We were just getting questions all over the place this month. So, g'day RAS team. I've got shares in a company that's risen 263% in profit. Question is, are you best to sell a portion of your shares and take some of the profits and reinvest it into a new company or just sell all the shares in the company?

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