Parker Hunsaker

Kind of.

There's ways you can, but essentially your insurance score is comprised of your motor vehicle record, your claims history.

They also take a look at the vehicles that you're driving, things of that nature, and then also how well you pay your bills.

So your credit score does have a factor on it, but the lower your insurance score is, the lower your insurance premiums are.

It's been good, man.

Just taking things day by day.

I mean, the insurance industry just gets crazier and crazier as time goes, and I know a lot of people's pockets are filling it.

Well, yeah.

So a couple of years ago, I actually made a transition from doing like more personalized insurance to more business commercial.

There's a lot more money to be made in commercial, but there is a saying that goes around that stands true, more money, more problems.

So from a personal side, I mean, a lot of people have just been frustrated with the rates that they're experiencing year after year.

And it's frustrating because a lot of their agents can't actually explain to them why rates are increasing and going up.

So there's a couple of different factors and things that can actually have a cause and effect.

A lot of people don't know that you actually have an insurance score, which is actually separate from your credit score.

So like, let me ask you, Sean, were you ever aware of an insurance score?

I actually didn't know that.

Can you access that publicly?

Um, kind of, there's ways you can, but essentially your insurance score is comprised of, uh, your, your motor vehicle record, uh, your claims history.

They also take a look at the vehicles that you're driving, things of that nature.

Um, and then also how well you pay your bills.