Parker Hunsaker

So your credit score does have a factor on it, but the lower your insurance score is, um, the lower your insurance premiums are.

Well, if it's lower, that means it's less premium.

So if it's a, or excuse me, excuse me, you're correct.

A higher, a higher score would entail that your premiums are lower.

Okay.

Yeah.

Wow.

I did not know that.

No, a lot of it's based on zip code too.

So for example, Vegas, really hard place to get insurance because there's a lot more break-ins, a lot more theft, those types of things.

And so your zip code does play a factor.

The other things that play a factor is insurance is one of the only industries where you can still discriminate based on race.

So ethnicity, zip codes.

uh, male or female, right?

Most other industries, they're like, Oh, you know, everyone gets the same treatment regardless, but those factors all come into play.

Wow.

So you can still discriminate by race in the insurance industry.

Essentially.

So it's crazy to think about, but, um, and you know, statistically speaking, um, you know, again, statistically speaking, African-American males will technically be in those zip codes that are a little bit more, um,

A little bit more, I guess, dangerous.