Paul Clitheroe

But as we get better, the system becomes harder.

It becomes more and more complex.

The scams become more sophisticated.

Superannuation is, crikey, Charlie, look, I'm meant to be a sunny expert.

Believe you me, James, I've got a superannuation advisor.

It's become a specialist skill.

You can't do super as a generalist anymore, and I'm a generalist.

So really, we've got all sorts of stuff going on.

But

I keep running back to the one thing that hasn't changed is what I like on my tombstone is I would really like it that rather than people saying to me as I'm wandering around a train or a bus or whatever, and people go, I used to watch that money show.

They read Money Magazine.

They say, can I have a hot tip?

And I generally tell them not to stand in a canoe, but it would be nice to your mother.

But what I'd really love is I really love it when people say, you know what?

I saw that money show of yours 30-odd years ago, and you said put $20 a week into your mortgage.

I thought that was a stupid small amount of money, but I did and paid my mortgage off seven years early.

Now, that for me is genuine financial literacy.

It's just people saying to me, you know what?

Look, I've done a bit of a rough budget.

I've got a bit of an idea if I'm spending more than I earn.