Peter Tuchman

When was this, Nicole? I'm having a hard time visualizing.

When was this, Nicole? I'm having a hard time visualizing.

When was this, Nicole? I'm having a hard time visualizing.

I think that the goal here is you're going to the advisor and you're taking this step because you want to get to the right place. And you're just hurting yourself by keeping anything from the advisor. And so a lot of people will, they own a certain investment there. They might be embarrassed about it or they don't think the advisor agrees with it. So they won't tell the advisor about it.

I think that the goal here is you're going to the advisor and you're taking this step because you want to get to the right place. And you're just hurting yourself by keeping anything from the advisor. And so a lot of people will, they own a certain investment there. They might be embarrassed about it or they don't think the advisor agrees with it. So they won't tell the advisor about it.

I think that the goal here is you're going to the advisor and you're taking this step because you want to get to the right place. And you're just hurting yourself by keeping anything from the advisor. And so a lot of people will, they own a certain investment there. They might be embarrassed about it or they don't think the advisor agrees with it. So they won't tell the advisor about it.

or they talk about a savings pattern that may not be doable, these can result in the wrong recommendations. And so I remind myself when I go to the doctor, there's nothing I'm going to talk to the doctor about they haven't seen or heard before. Same thing going to the advisor. They just want to help you get to where you want to go and just be as open as you can with them.

or they talk about a savings pattern that may not be doable, these can result in the wrong recommendations. And so I remind myself when I go to the doctor, there's nothing I'm going to talk to the doctor about they haven't seen or heard before. Same thing going to the advisor. They just want to help you get to where you want to go and just be as open as you can with them.

or they talk about a savings pattern that may not be doable, these can result in the wrong recommendations. And so I remind myself when I go to the doctor, there's nothing I'm going to talk to the doctor about they haven't seen or heard before. Same thing going to the advisor. They just want to help you get to where you want to go and just be as open as you can with them.

Yeah, it definitely should be free. I know there are some that charge for that first meeting, but you definitely want it to be. I wouldn't go to the advisor if it were anything else. And so this is just an exploratory meeting.

Yeah, it definitely should be free. I know there are some that charge for that first meeting, but you definitely want it to be. I wouldn't go to the advisor if it were anything else. And so this is just an exploratory meeting.

Yeah, it definitely should be free. I know there are some that charge for that first meeting, but you definitely want it to be. I wouldn't go to the advisor if it were anything else. And so this is just an exploratory meeting.

This is for you to understand, is this a person that I feel comfortable giving my money to, everything I've ever worked with, so that they can, under their guidance, help me get where I want to go. So this should be a discovery meeting with no charge.

This is for you to understand, is this a person that I feel comfortable giving my money to, everything I've ever worked with, so that they can, under their guidance, help me get where I want to go. So this should be a discovery meeting with no charge.

This is for you to understand, is this a person that I feel comfortable giving my money to, everything I've ever worked with, so that they can, under their guidance, help me get where I want to go. So this should be a discovery meeting with no charge.

Right. I think it can feel pretty intrusive, but I think everything's fair game because the advisor really wants to understand what's going on. And so if I know what's going on with tax, I know what your estate plan is like, and I know if you have kids and I know if their college is paid for or not paid for, do you have account set up or not? Are you funding your plan at work?

Right. I think it can feel pretty intrusive, but I think everything's fair game because the advisor really wants to understand what's going on. And so if I know what's going on with tax, I know what your estate plan is like, and I know if you have kids and I know if their college is paid for or not paid for, do you have account set up or not? Are you funding your plan at work?

Right. I think it can feel pretty intrusive, but I think everything's fair game because the advisor really wants to understand what's going on. And so if I know what's going on with tax, I know what your estate plan is like, and I know if you have kids and I know if their college is paid for or not paid for, do you have account set up or not? Are you funding your plan at work?

This is a lot of information, but it really is first meeting information because it's only understanding that stuff that we can say, okay, here are the types of accounts we need to set up. And here's the way we're going to reduce your tax bill. And here are the kinds of investments that make sense for you. And so I would be prepared in that first meeting to be asked a lot of questions.

This is a lot of information, but it really is first meeting information because it's only understanding that stuff that we can say, okay, here are the types of accounts we need to set up. And here's the way we're going to reduce your tax bill. And here are the kinds of investments that make sense for you. And so I would be prepared in that first meeting to be asked a lot of questions.