Peter Tuchman

This is a lot of information, but it really is first meeting information because it's only understanding that stuff that we can say, okay, here are the types of accounts we need to set up. And here's the way we're going to reduce your tax bill. And here are the kinds of investments that make sense for you. And so I would be prepared in that first meeting to be asked a lot of questions.

Yes, and insurance. Yeah, a red flag is when they want to sell you insurance as an investment vehicle, but they'll definitely need to ask about insurance.

Yes, and insurance. Yeah, a red flag is when they want to sell you insurance as an investment vehicle, but they'll definitely need to ask about insurance.

Yes, and insurance. Yeah, a red flag is when they want to sell you insurance as an investment vehicle, but they'll definitely need to ask about insurance.

A hundred percent. And I think you've said probably the most important thing, and it's what I didn't touch on earlier. The most important thing is that you like and trust your advisor. You have to be comfortable with this person because you're going to be seeing them a lot, talking to them a lot. Even if they check every box, right? They're a fiduciary. They're not a broker registered with FINRA.

A hundred percent. And I think you've said probably the most important thing, and it's what I didn't touch on earlier. The most important thing is that you like and trust your advisor. You have to be comfortable with this person because you're going to be seeing them a lot, talking to them a lot. Even if they check every box, right? They're a fiduciary. They're not a broker registered with FINRA.

A hundred percent. And I think you've said probably the most important thing, and it's what I didn't touch on earlier. The most important thing is that you like and trust your advisor. You have to be comfortable with this person because you're going to be seeing them a lot, talking to them a lot. Even if they check every box, right? They're a fiduciary. They're not a broker registered with FINRA.

There's no conflicts when it comes to your money. There are no commissions. They don't take custody. They're competent. They have the right designations, but you don't feel comfortable. It's not the right advisor. for you. Make sure that you're very comfortable with whoever you're sitting across the table with.

There's no conflicts when it comes to your money. There are no commissions. They don't take custody. They're competent. They have the right designations, but you don't feel comfortable. It's not the right advisor. for you. Make sure that you're very comfortable with whoever you're sitting across the table with.

There's no conflicts when it comes to your money. There are no commissions. They don't take custody. They're competent. They have the right designations, but you don't feel comfortable. It's not the right advisor. for you. Make sure that you're very comfortable with whoever you're sitting across the table with.

If you're working with a firm that has more than one person, you like the firm and don't connect with the advisor, ask for a different advisor.

If you're working with a firm that has more than one person, you like the firm and don't connect with the advisor, ask for a different advisor.

If you're working with a firm that has more than one person, you like the firm and don't connect with the advisor, ask for a different advisor.

They might a little bit, but if they're adults and professionals, they'll get over it.

They might a little bit, but if they're adults and professionals, they'll get over it.

They might a little bit, but if they're adults and professionals, they'll get over it.

The advisor should work with you to develop a personal plan to figure out what makes the most sense for you to own. They should show you all the investment things they recommend. And then when you reach an agreement, they should go ahead and place those trades to make those investments. They should maintain the account, rebalance when necessary, other trades that you've agreed on when necessary.

The advisor should work with you to develop a personal plan to figure out what makes the most sense for you to own. They should show you all the investment things they recommend. And then when you reach an agreement, they should go ahead and place those trades to make those investments. They should maintain the account, rebalance when necessary, other trades that you've agreed on when necessary.

The advisor should work with you to develop a personal plan to figure out what makes the most sense for you to own. They should show you all the investment things they recommend. And then when you reach an agreement, they should go ahead and place those trades to make those investments. They should maintain the account, rebalance when necessary, other trades that you've agreed on when necessary.

They should keep you on your savings plan. They should at least do an annual review of the financial plan, and they should be available to you throughout the year, all the time when you have financial questions about anything that impacts you personally.