Peter Tuchman

They should keep you on your savings plan. They should at least do an annual review of the financial plan, and they should be available to you throughout the year, all the time when you have financial questions about anything that impacts you personally.

They should keep you on your savings plan. They should at least do an annual review of the financial plan, and they should be available to you throughout the year, all the time when you have financial questions about anything that impacts you personally.

Just your brokerage. So IRAs, taxable investments, things that you would hold at a custodian like a Fidelity or Schwab. Your bank accounts where you keep your checking and savings, those should stay with you.

Just your brokerage. So IRAs, taxable investments, things that you would hold at a custodian like a Fidelity or Schwab. Your bank accounts where you keep your checking and savings, those should stay with you.

Just your brokerage. So IRAs, taxable investments, things that you would hold at a custodian like a Fidelity or Schwab. Your bank accounts where you keep your checking and savings, those should stay with you.

So some financial advisors have the technology to connect to that and manage it for you directly. Some plans don't allow you to do that or advisors don't have that capability. So instead, they'll pick what's going on there. They might go online with you in the room and help you fix that or get on the phone with you and help you get it where it needs to be.

So some financial advisors have the technology to connect to that and manage it for you directly. Some plans don't allow you to do that or advisors don't have that capability. So instead, they'll pick what's going on there. They might go online with you in the room and help you fix that or get on the phone with you and help you get it where it needs to be.

So some financial advisors have the technology to connect to that and manage it for you directly. Some plans don't allow you to do that or advisors don't have that capability. So instead, they'll pick what's going on there. They might go online with you in the room and help you fix that or get on the phone with you and help you get it where it needs to be.

And sometimes some advisors just keep it totally separate. I just know at Creative Planning, we incorporate it into the investments in the plan, but that will depend on the advisor you're working with.

And sometimes some advisors just keep it totally separate. I just know at Creative Planning, we incorporate it into the investments in the plan, but that will depend on the advisor you're working with.

And sometimes some advisors just keep it totally separate. I just know at Creative Planning, we incorporate it into the investments in the plan, but that will depend on the advisor you're working with.

So most advisors don't do anything with taxes. Some will at least get materials together to give to your CPA. And some advisors are very involved in tax. At Creative Planning, we are very involved in tax. We try to control the capital gains tax of the portfolio. We try to reduce income taxes. We do tax planning sessions with our clients. And for many clients, we prepare tax returns.

So most advisors don't do anything with taxes. Some will at least get materials together to give to your CPA. And some advisors are very involved in tax. At Creative Planning, we are very involved in tax. We try to control the capital gains tax of the portfolio. We try to reduce income taxes. We do tax planning sessions with our clients. And for many clients, we prepare tax returns.

So most advisors don't do anything with taxes. Some will at least get materials together to give to your CPA. And some advisors are very involved in tax. At Creative Planning, we are very involved in tax. We try to control the capital gains tax of the portfolio. We try to reduce income taxes. We do tax planning sessions with our clients. And for many clients, we prepare tax returns.

And so it's really a function of the advisor. Financial advisors, the majority of them focus on investments. Some also include financial planning. I think that's mandatory to have financial planning. And some go the extra step and also do tax and maybe even legal.

And so it's really a function of the advisor. Financial advisors, the majority of them focus on investments. Some also include financial planning. I think that's mandatory to have financial planning. And some go the extra step and also do tax and maybe even legal.

And so it's really a function of the advisor. Financial advisors, the majority of them focus on investments. Some also include financial planning. I think that's mandatory to have financial planning. And some go the extra step and also do tax and maybe even legal.

Yes.

Yes.

Yes.