Peter Tuchman

That's right.

That's right.

That's right.

So I think a couple of things. I think one, are you getting the communication that you need from this advisor? So if they're not calling you back, if you're not getting in your views, it's not working. Everything else doesn't work. it's time to get a new advisor. If those things are being met, we're looking at performance. Like we have an idea of where you are and what you're trying to do.

So I think a couple of things. I think one, are you getting the communication that you need from this advisor? So if they're not calling you back, if you're not getting in your views, it's not working. Everything else doesn't work. it's time to get a new advisor. If those things are being met, we're looking at performance. Like we have an idea of where you are and what you're trying to do.

So I think a couple of things. I think one, are you getting the communication that you need from this advisor? So if they're not calling you back, if you're not getting in your views, it's not working. Everything else doesn't work. it's time to get a new advisor. If those things are being met, we're looking at performance. Like we have an idea of where you are and what you're trying to do.

On track doesn't mean your portfolio's up 50%. It just means compared to what the markets are doing, how are you doing? Are you somewhat tied to those things? If the market's up 20% and you're up 2%, there's a problem. So we need to figure out what's going on there. How are you comparing to the benchmarks that you're up against? Are your large stocks, how are they doing compared to the S&P 500?

On track doesn't mean your portfolio's up 50%. It just means compared to what the markets are doing, how are you doing? Are you somewhat tied to those things? If the market's up 20% and you're up 2%, there's a problem. So we need to figure out what's going on there. How are you comparing to the benchmarks that you're up against? Are your large stocks, how are they doing compared to the S&P 500?

On track doesn't mean your portfolio's up 50%. It just means compared to what the markets are doing, how are you doing? Are you somewhat tied to those things? If the market's up 20% and you're up 2%, there's a problem. So we need to figure out what's going on there. How are you comparing to the benchmarks that you're up against? Are your large stocks, how are they doing compared to the S&P 500?

Are your small stocks, how are they doing compared to the small cap index and so on? And then also, are you able to solve your other problems? As you have a question about how to refinance your home or whether you should buy or lease a car, are you getting the answers that you need to those questions from your advisors? Are they able to help you outside of that as well?

Are your small stocks, how are they doing compared to the small cap index and so on? And then also, are you able to solve your other problems? As you have a question about how to refinance your home or whether you should buy or lease a car, are you getting the answers that you need to those questions from your advisors? Are they able to help you outside of that as well?

Are your small stocks, how are they doing compared to the small cap index and so on? And then also, are you able to solve your other problems? As you have a question about how to refinance your home or whether you should buy or lease a car, are you getting the answers that you need to those questions from your advisors? Are they able to help you outside of that as well?

Well, to me, it's if in the public markets, if we can match the index, you're doing great. So if you're part of your portfolios and large stocks and you're tracking the S&P 500, that's great. If on an after tax basis, you're doing better. That's amazing. If you own private investments, you should expect over time to beat the public markets.

Well, to me, it's if in the public markets, if we can match the index, you're doing great. So if you're part of your portfolios and large stocks and you're tracking the S&P 500, that's great. If on an after tax basis, you're doing better. That's amazing. If you own private investments, you should expect over time to beat the public markets.

Well, to me, it's if in the public markets, if we can match the index, you're doing great. So if you're part of your portfolios and large stocks and you're tracking the S&P 500, that's great. If on an after tax basis, you're doing better. That's amazing. If you own private investments, you should expect over time to beat the public markets.

If that's not happening over a five year period, there's a problem. And of course, you have to compare your bonds to the bonded next. We can't compare the bond part of a portfolio to the stock market. The bonds will always do much better or much worse because they're different types of investments entirely.

If that's not happening over a five year period, there's a problem. And of course, you have to compare your bonds to the bonded next. We can't compare the bond part of a portfolio to the stock market. The bonds will always do much better or much worse because they're different types of investments entirely.

If that's not happening over a five year period, there's a problem. And of course, you have to compare your bonds to the bonded next. We can't compare the bond part of a portfolio to the stock market. The bonds will always do much better or much worse because they're different types of investments entirely.

I love to at least once a year at a minimum. So where you're just going through everything and just going, look, I know we're communicating throughout the year, but I want to make sure nothing got missed. So you go repeat an entire process again. What's your net worth? What's your retirement? What's going on with education? Is our insurance needs covered? Have we done all we can to mitigate taxes?

I love to at least once a year at a minimum. So where you're just going through everything and just going, look, I know we're communicating throughout the year, but I want to make sure nothing got missed. So you go repeat an entire process again. What's your net worth? What's your retirement? What's going on with education? Is our insurance needs covered? Have we done all we can to mitigate taxes?