Phillip

Hi, Dave.

Hi, Dave.

Hi, Dave.

So me and my husband, we're 34 and we're 35. We don't have much of a retirement. He's got $13,000. I just started mine, last paycheck, so I have $400 in there. We have about $49,600 worth of debt, and that includes everything except for our mortgage, which is $128,000 left. Not terrible, but it's at 6.125%.

So me and my husband, we're 34 and we're 35. We don't have much of a retirement. He's got $13,000. I just started mine, last paycheck, so I have $400 in there. We have about $49,600 worth of debt, and that includes everything except for our mortgage, which is $128,000 left. Not terrible, but it's at 6.125%.

So me and my husband, we're 34 and we're 35. We don't have much of a retirement. He's got $13,000. I just started mine, last paycheck, so I have $400 in there. We have about $49,600 worth of debt, and that includes everything except for our mortgage, which is $128,000 left. Not terrible, but it's at 6.125%.

Um, I've been, I have been, I'm an RN, so I'm able to work extra and I've been working extra since August. Um, and we've been able to pay off just under $5,000 worth of debt, which is great. Um, but I can't do this forever. I'm, you know, I miss my kids. I miss my husband. Um, so that 49,600 that I'm kind of laser focused on to get rid of,

Um, I've been, I have been, I'm an RN, so I'm able to work extra and I've been working extra since August. Um, and we've been able to pay off just under $5,000 worth of debt, which is great. Um, but I can't do this forever. I'm, you know, I miss my kids. I miss my husband. Um, so that 49,600 that I'm kind of laser focused on to get rid of,

Um, I've been, I have been, I'm an RN, so I'm able to work extra and I've been working extra since August. Um, and we've been able to pay off just under $5,000 worth of debt, which is great. Um, but I can't do this forever. I'm, you know, I miss my kids. I miss my husband. Um, so that 49,600 that I'm kind of laser focused on to get rid of,

And we've dialed back, or I feel like we've dialed back everything that we can as far as financially or monthly. I'm just not sure how to get ahead because our goals are obviously to get out of debt. But I also am really concerned about retirement age, which I know is in roughly 30 years. But I don't want my daughter to ever have to worry about

And we've dialed back, or I feel like we've dialed back everything that we can as far as financially or monthly. I'm just not sure how to get ahead because our goals are obviously to get out of debt. But I also am really concerned about retirement age, which I know is in roughly 30 years. But I don't want my daughter to ever have to worry about

And we've dialed back, or I feel like we've dialed back everything that we can as far as financially or monthly. I'm just not sure how to get ahead because our goals are obviously to get out of debt. But I also am really concerned about retirement age, which I know is in roughly 30 years. But I don't want my daughter to ever have to worry about

While I'm working extra, we bring home about $8,500 to $8,800. It kind of depends. I'm RN. It's finding hours shift differential.

While I'm working extra, we bring home about $8,500 to $8,800. It kind of depends. I'm RN. It's finding hours shift differential.

While I'm working extra, we bring home about $8,500 to $8,800. It kind of depends. I'm RN. It's finding hours shift differential.

Huh? What's your husband do? He's in like an investigator HR position. He doesn't have a degree or anything, but he makes $73,000 a year. But he also has to pay $12,000 a year in child support. So whatever that is. So $73,000 minus $12,000 is what we make.

Huh? What's your husband do? He's in like an investigator HR position. He doesn't have a degree or anything, but he makes $73,000 a year. But he also has to pay $12,000 a year in child support. So whatever that is. So $73,000 minus $12,000 is what we make.

Huh? What's your husband do? He's in like an investigator HR position. He doesn't have a degree or anything, but he makes $73,000 a year. But he also has to pay $12,000 a year in child support. So whatever that is. So $73,000 minus $12,000 is what we make.

Well, when I'm working just normal and I'm not working extra, I bring home about $4,000 a month.

Well, when I'm working just normal and I'm not working extra, I bring home about $4,000 a month.