Phillip

Well, when I'm working just normal and I'm not working extra, I bring home about $4,000 a month.

Yeah, this one's about right.

Yeah, this one's about right.

Yeah, this one's about right.

Around $80,000.

Around $80,000.

Around $80,000.

I have a $5,600 personal loan. That's at 13.95%. That was like a loan to pay off an ugly credit card from my 20s. What else? And that behavior's fixed. Like, I'm not going to run up any debt. In fact, I've used credit cards to repair my credit.

I have a $5,600 personal loan. That's at 13.95%. That was like a loan to pay off an ugly credit card from my 20s. What else? And that behavior's fixed. Like, I'm not going to run up any debt. In fact, I've used credit cards to repair my credit.

I have a $5,600 personal loan. That's at 13.95%. That was like a loan to pay off an ugly credit card from my 20s. What else? And that behavior's fixed. Like, I'm not going to run up any debt. In fact, I've used credit cards to repair my credit.

We have a $20,000 car that has 13.95% interest, 12,000 left on my car that has 8%. And then I have about $7,000 in school loans, and it has varying, but they're all around 4%. And then our home, of course, 128. Euro's credit is bad, and you got screwed when you bought that $20,000 car. Yeah, yeah. At that time, I had not repaired my credit.

We have a $20,000 car that has 13.95% interest, 12,000 left on my car that has 8%. And then I have about $7,000 in school loans, and it has varying, but they're all around 4%. And then our home, of course, 128. Euro's credit is bad, and you got screwed when you bought that $20,000 car. Yeah, yeah. At that time, I had not repaired my credit.

We have a $20,000 car that has 13.95% interest, 12,000 left on my car that has 8%. And then I have about $7,000 in school loans, and it has varying, but they're all around 4%. And then our home, of course, 128. Euro's credit is bad, and you got screwed when you bought that $20,000 car. Yeah, yeah. At that time, I had not repaired my credit.

Yeah, that's true, isn't it?

Yeah, that's true, isn't it?

Yeah, that's true, isn't it?

I don't know if we can. He has about a 30-minute commute Monday through Friday. It doesn't require a $20,000 car to do a 30-minute commute.

I don't know if we can. He has about a 30-minute commute Monday through Friday. It doesn't require a $20,000 car to do a 30-minute commute.

I don't know if we can. He has about a 30-minute commute Monday through Friday. It doesn't require a $20,000 car to do a 30-minute commute.

Oh, no, no, no. We are both very involved. I think we both just lack that kind of deep financial literacy.