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Rachel Cruze

👤 Speaker
36334 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Not saying that she's out of bounds.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

She could be out of bounds because she spends more than what y'all are making.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

You can't do that mathematically and be a grown up, right?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

That's how you live life in debt.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And we don't want that.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

But I mean, you just said like, well, she stays home with the kids and I do the money.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I put the money in the account that feeds her.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I mean, it's a very separate, even though maybe technically it's together.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

emotionally and plan wise, you guys are on two different tracks.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And when you tell her, this is how much you have to spend on groceries to me, that's a red flag in your marriage and communication.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And so you need, I wish you had said, or the goal, I should say this, the goal is for you to say, we planned on spending 1200 a month and that was our plan.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And so what I think the first step you have to do

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

is to get her to sit down at the table with you and you guys look at numbers and together you guys create a budget code.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Because I'll be honest too, I'm sure there's some wrong in there that she has, but also she is seeing expenses every single day and knowing the reality of what things cost because she's the one buying them and you don't.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I'm not saying that she's justified in it, but you actually may learn something in sitting down with her and hearing,

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

What she has to say, to say, oh, wow, I didn't realize that sports uniforms cost, you know, 30 bucks a kid.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And so now we're spending 100 bucks, you know, in one swipe because we needed uniforms.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And that pisses me off because how do we spend them 100?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

You know, you may actually see some reality as well.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

But she also, if there's any entitlement in her end or any like, oh, well, I don't know.

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