Rachel Cruze

I just have to buy the girls.

If it's that attitude either, she has to grow up.

and mature.

So you both need to sit down and you need to come to her and say, you don't need to say, well, you're spending too much, you, you, you, you.

Cody, you need to tell her, I'm freaking out over here.

I am to this point where I feel so disconnected.

I feel so fearful.

I feel so protective of the money because I feel like we are not on the same page.

So will you please

sit down for me, right?

Like you make it really about you and what you want for the outcome to be, which is you guys be on the same page and for this not to take your marriage because it does, Cody, you're exactly right.

Because I do think people can not get on the same page.

And so I would...

beg you to say that that's one of the best things that you can do because out of that budget meeting, I think she's going to have a lot to say.

I think you're going to have a lot to say.

And to be able to actually discuss it together, not these one-off conversations.

Does that make sense?

Everywhere you turn this time of year, someone's telling you to swipe a card now and pay later.

But that mindset always leads straight to debt and post-holiday stress.

Fairwinds Credit Union takes a different approach.