Rachel Cruze

They're here to help you win with money.

Fairwinds doesn't push credit cards.

They help you build savings and stay debt-free, just like we teach with the Baby Steps.

And to do that, Fairwinds created the Smart Bundle with Ramsey fans in mind.

It's more than a bank account.

It's a tool to help you live with intention.

The Smart Bundle includes a no-fee checking account, a high-yield savings account, and the exclusive Ramsey Funds.

Be weird debit card, which says debt is normal.

Be weird right on the front.

So every time you swipe at this Christmas season, it's a reminder that you're choosing a different path to spend no more than you actually have to avoid that January budget hangover and to be free from debt traps.

Go to fairwinds.org slash Ramsey to open your smart bundle.

and get your Ramsey Be Weird debit card today.

That's fairwinds.org slash Ramsey, insured by the NCUA.

Well, it's that time of year.

And in a few weeks, we're going to be doing the special giving edition of The Ramsey Show.

We do it every holiday season.

And it's one of our favorites because I think it does.

It highlights humanity.

It kind of gives you faith into like the things that people are doing day in and day out for other people that are not highlighted or not seen.

We like to highlight.