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Rachel Cruze

👤 Speaker
36389 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

That's right. And then once they remove your information, then they're going to send you a detailed report telling you where they found your information, when they removed it, how many hours they've saved you. I mean, it is incredible. So detailed and it's beautiful.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

That's right. And then once they remove your information, then they're going to send you a detailed report telling you where they found your information, when they removed it, how many hours they've saved you. I mean, it is incredible. So detailed and it's beautiful.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

Well, you know, Billy, looking at your numbers, regardless of the OCD and the meal prep, you know, whole thing, I would tell you, regardless of it, of all of that, your income, it's got to go up, right? If you have $45,000 coming in, and that's before taxes, and you have $35,000 in debt, there's going to be... We need to increase your income 20 grand on a side hustle. What is the $35,000 in debt?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

Well, you know, Billy, looking at your numbers, regardless of the OCD and the meal prep, you know, whole thing, I would tell you, regardless of it, of all of that, your income, it's got to go up, right? If you have $45,000 coming in, and that's before taxes, and you have $35,000 in debt, there's going to be... We need to increase your income 20 grand on a side hustle. What is the $35,000 in debt?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

Well, you know, Billy, looking at your numbers, regardless of the OCD and the meal prep, you know, whole thing, I would tell you, regardless of it, of all of that, your income, it's got to go up, right? If you have $45,000 coming in, and that's before taxes, and you have $35,000 in debt, there's going to be... We need to increase your income 20 grand on a side hustle. What is the $35,000 in debt?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

What does that consist of?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

What does that consist of?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

What does that consist of?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

OK.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

OK.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

OK.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

How much is your how much is your car worth today, do you think?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

How much is your how much is your car worth today, do you think?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

How much is your how much is your car worth today, do you think?

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

$500,000. Okay. So if I were you, because how much is your car payment a month? $500,000. Yeah. So I would be looking to unload this car ASAP, meaning you're going to have to get some money to shore it up and some cash available to buy a crappy car.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

$500,000. Okay. So if I were you, because how much is your car payment a month? $500,000. Yeah. So I would be looking to unload this car ASAP, meaning you're going to have to get some money to shore it up and some cash available to buy a crappy car.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

$500,000. Okay. So if I were you, because how much is your car payment a month? $500,000. Yeah. So I would be looking to unload this car ASAP, meaning you're going to have to get some money to shore it up and some cash available to buy a crappy car.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

But that's what I would be working towards because I think when that $500 is freed up, it's going to give you a little bit more wiggle room and what you're needing. And then in addition, as you continue to work more, be able to pay off this $12,000 in the unsecured debt that's going to collections, which if it's going to collections, you could probably settle as well.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

But that's what I would be working towards because I think when that $500 is freed up, it's going to give you a little bit more wiggle room and what you're needing. And then in addition, as you continue to work more, be able to pay off this $12,000 in the unsecured debt that's going to collections, which if it's going to collections, you could probably settle as well.

The Ramsey Show
You Can’t Fix Your Money Problems Without Facing Them

But that's what I would be working towards because I think when that $500 is freed up, it's going to give you a little bit more wiggle room and what you're needing. And then in addition, as you continue to work more, be able to pay off this $12,000 in the unsecured debt that's going to collections, which if it's going to collections, you could probably settle as well.

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