Rachel Cruze

Oh, okay.

Oh, okay.

And retirement as well. Add that back in. Yeah. So it's really just after taxes. After tax income. Yeah. Yeah.

And retirement as well. Add that back in. Yeah. So it's really just after taxes. After tax income. Yeah. Yeah.

And retirement as well. Add that back in. Yeah. So it's really just after taxes. After tax income. Yeah. Yeah.

The phrasing take home pay can be confusing because you're thinking what hits your account and already insurance 401k, you know, all of that's taken out before it hits your account. So quote unquote, take home pay just means after tax.

The phrasing take home pay can be confusing because you're thinking what hits your account and already insurance 401k, you know, all of that's taken out before it hits your account. So quote unquote, take home pay just means after tax.

The phrasing take home pay can be confusing because you're thinking what hits your account and already insurance 401k, you know, all of that's taken out before it hits your account. So quote unquote, take home pay just means after tax.

So you have more wiggle room.

So you have more wiggle room.

So you have more wiggle room.

Yeah, and we always go back to this principled idea. The whole reason for all of this, right? The whole reason of being wise with your money, of taking control, of budgeting, having smart percentages with where you're allocating things, it's to create peace. That money is one place in our lives that can create so much chaos, and we're trying to avoid that.

Yeah, and we always go back to this principled idea. The whole reason for all of this, right? The whole reason of being wise with your money, of taking control, of budgeting, having smart percentages with where you're allocating things, it's to create peace. That money is one place in our lives that can create so much chaos, and we're trying to avoid that.

Yeah, and we always go back to this principled idea. The whole reason for all of this, right? The whole reason of being wise with your money, of taking control, of budgeting, having smart percentages with where you're allocating things, it's to create peace. That money is one place in our lives that can create so much chaos, and we're trying to avoid that.

How can we let this part of our lives, our money... have peace in our lives and it not be the stress point. And so always remember that when you're looking at buying big things, you know, whether it's a new car, or a house, is this going to create peace for us? Or is this going to create more stress and anxiety? And that's what we're trying to avoid. So that's, again, the heart behind it.

How can we let this part of our lives, our money... have peace in our lives and it not be the stress point. And so always remember that when you're looking at buying big things, you know, whether it's a new car, or a house, is this going to create peace for us? Or is this going to create more stress and anxiety? And that's what we're trying to avoid. So that's, again, the heart behind it.

How can we let this part of our lives, our money... have peace in our lives and it not be the stress point. And so always remember that when you're looking at buying big things, you know, whether it's a new car, or a house, is this going to create peace for us? Or is this going to create more stress and anxiety? And that's what we're trying to avoid. So that's, again, the heart behind it.

But always remember that we're looking for peace, we want peace in life, we don't want to be stressed and full of anxiety. So how do we deal with our money?

But always remember that we're looking for peace, we want peace in life, we don't want to be stressed and full of anxiety. So how do we deal with our money?

But always remember that we're looking for peace, we want peace in life, we don't want to be stressed and full of anxiety. So how do we deal with our money?