Rachel Cruze

Yeah. And I think, you know, there's in my head to these like layers of money and what it represents, because even on this show, I feel like the calls we get, it can be so layered. So like at one end, I want my kids to know. And I feel like my parents did this well from a. how they actually handled their money, and also what they communicated.

And we were people of faith, and so there was this very, very high level that everything we have is not ours, and we are managing it for a greater good, and that's God in our faith walk. And so there's almost this way of having money be something that is bigger than them because we live in a world where it's so about me. I use my money for me, me, me, me, me, me, me.

And we were people of faith, and so there was this very, very high level that everything we have is not ours, and we are managing it for a greater good, and that's God in our faith walk. And so there's almost this way of having money be something that is bigger than them because we live in a world where it's so about me. I use my money for me, me, me, me, me, me, me.

And we were people of faith, and so there was this very, very high level that everything we have is not ours, and we are managing it for a greater good, and that's God in our faith walk. And so there's almost this way of having money be something that is bigger than them because we live in a world where it's so about me. I use my money for me, me, me, me, me, me, me.

And there's something, a higher calling almost in this. And so I think that's a very high level, right? That's the very top level. And that there's a spirit to that. And there's a way we make decisions as a family. There's a way we talk about money, the way we view money. And it's coming through that lens. So that's a pretty like high level view.

And there's something, a higher calling almost in this. And so I think that's a very high level, right? That's the very top level. And that there's a spirit to that. And there's a way we make decisions as a family. There's a way we talk about money, the way we view money. And it's coming through that lens. So that's a pretty like high level view.

And there's something, a higher calling almost in this. And so I think that's a very high level, right? That's the very top level. And that there's a spirit to that. And there's a way we make decisions as a family. There's a way we talk about money, the way we view money. And it's coming through that lens. So that's a pretty like high level view.

And then there's kind of that next layer, which is what Jade was talking about, like delayed gratification. You know, I would put contentment in there. I would put gratitude in there. It's almost those emotions. around money. And there's fear around money. There's greed around money, right?

And then there's kind of that next layer, which is what Jade was talking about, like delayed gratification. You know, I would put contentment in there. I would put gratitude in there. It's almost those emotions. around money. And there's fear around money. There's greed around money, right?

And then there's kind of that next layer, which is what Jade was talking about, like delayed gratification. You know, I would put contentment in there. I would put gratitude in there. It's almost those emotions. around money. And there's fear around money. There's greed around money, right?

There's a lot of these ties to who we are as people and how we view money from our emotional standpoint that plays a really big part in this. And that kind of plays into that more tactical layer, which is that bottom layer of how it actually looks like us handling it day to day. How do we earn it, right? Just like Jade was saying, we earn it through work and teaching them that. We give money.

There's a lot of these ties to who we are as people and how we view money from our emotional standpoint that plays a really big part in this. And that kind of plays into that more tactical layer, which is that bottom layer of how it actually looks like us handling it day to day. How do we earn it, right? Just like Jade was saying, we earn it through work and teaching them that. We give money.

There's a lot of these ties to who we are as people and how we view money from our emotional standpoint that plays a really big part in this. And that kind of plays into that more tactical layer, which is that bottom layer of how it actually looks like us handling it day to day. How do we earn it, right? Just like Jade was saying, we earn it through work and teaching them that. We give money.

We save money. We spend money. We do all three of those things as well-rounded people. We need to do all three. We don't want to spend everything we make because then we'll end up spending more money and money that we don't have. And we go into debt because of that. So we only spend what we have. We're always being generous and we're always giving. We're always saving for something.

We save money. We spend money. We do all three of those things as well-rounded people. We need to do all three. We don't want to spend everything we make because then we'll end up spending more money and money that we don't have. And we go into debt because of that. So we only spend what we have. We're always being generous and we're always giving. We're always saving for something.

We save money. We spend money. We do all three of those things as well-rounded people. We need to do all three. We don't want to spend everything we make because then we'll end up spending more money and money that we don't have. And we go into debt because of that. So we only spend what we have. We're always being generous and we're always giving. We're always saving for something.

We need that delayed gratification. And, you know, and that even gets down to as they get older, saving, you know, is talking about high yield savings. Account, you know, market accounts and high yield savings accounts and mutual funds and investing. And, you know, you get into like the really tactical and that's very age appropriate.

We need that delayed gratification. And, you know, and that even gets down to as they get older, saving, you know, is talking about high yield savings. Account, you know, market accounts and high yield savings accounts and mutual funds and investing. And, you know, you get into like the really tactical and that's very age appropriate.

We need that delayed gratification. And, you know, and that even gets down to as they get older, saving, you know, is talking about high yield savings. Account, you know, market accounts and high yield savings accounts and mutual funds and investing. And, you know, you get into like the really tactical and that's very age appropriate.

But I don't know if that helps, Joseph, but I kind of see those three layers for me is something that I think about with my kids because money is complex. I'm like, it's not just the dollars. We wouldn't have an interesting show. That's right, that's right. It is. There's a lot to it. And a lot to it is because it's us, the people that are actually handling it in our character.