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Rachel Cruze

๐Ÿ‘ค Speaker
36389 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Wow. Good for you. I mean, yeah, I mean... I mean, I'll be simple with my answer, Jade. You probably can explore it a little bit more. But yes, this would be a really, really, really, really wise way to use this money. If you guys started off your marriage with no mortgage payment and the amount of money you guys could be investing and saving for the future is going to be insane, William.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

What you guys can do versus sending a payment to a mortgage broker or to a bank is You guys pay yourself a mortgage payment and invest that. The numbers are astronomical what that could do. So, yeah, short answer is I think that's a very, yes, wise way to use this money is to spend cash and, yeah.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

What you guys can do versus sending a payment to a mortgage broker or to a bank is You guys pay yourself a mortgage payment and invest that. The numbers are astronomical what that could do. So, yeah, short answer is I think that's a very, yes, wise way to use this money is to spend cash and, yeah.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

What you guys can do versus sending a payment to a mortgage broker or to a bank is You guys pay yourself a mortgage payment and invest that. The numbers are astronomical what that could do. So, yeah, short answer is I think that's a very, yes, wise way to use this money is to spend cash and, yeah.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

That's true. That's true. Okay. Okay. So let's just say you guys went crazy and spent 300. Yeah. So that means you have a million dollars left. So I think the next question, so yes, 100% be paying cash for this house, even more so than probably more emphatically than we were thinking earlier. And then for the million, yeah, take some of that, William. You guys can upgrade cars.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

That's true. That's true. Okay. Okay. So let's just say you guys went crazy and spent 300. Yeah. So that means you have a million dollars left. So I think the next question, so yes, 100% be paying cash for this house, even more so than probably more emphatically than we were thinking earlier. And then for the million, yeah, take some of that, William. You guys can upgrade cars.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

That's true. That's true. Okay. Okay. So let's just say you guys went crazy and spent 300. Yeah. So that means you have a million dollars left. So I think the next question, so yes, 100% be paying cash for this house, even more so than probably more emphatically than we were thinking earlier. And then for the million, yeah, take some of that, William. You guys can upgrade cars.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

That would be another another thing to think about. And then, you know, I would be we always say to give, save and spend. Yeah. And so with the rest of that, you know, do some generosity and do some giving with that.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

That would be another another thing to think about. And then, you know, I would be we always say to give, save and spend. Yeah. And so with the rest of that, you know, do some generosity and do some giving with that.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

That would be another another thing to think about. And then, you know, I would be we always say to give, save and spend. Yeah. And so with the rest of that, you know, do some generosity and do some giving with that.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah. How much do you guys make a year, William? How much combined income will you have once you guys get married?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah. How much do you guys make a year, William? How much combined income will you have once you guys get married?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah. How much do you guys make a year, William? How much combined income will you have once you guys get married?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Okay. So you guys are roughly about $52,000. And so that will be her income, correct? She doesn't make anything above that payment?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Okay. So you guys are roughly about $52,000. And so that will be her income, correct? She doesn't make anything above that payment?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Okay. So you guys are roughly about $52,000. And so that will be her income, correct? She doesn't make anything above that payment?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Okay. So, yeah. So I would โ€“ it's going to take some discipline, which you guys โ€“ you sound like you guys are pretty disciplined. Seems like it. That you don't start living like โ€“ because this money is a one-time payment, right? This is not an ongoing salary that you all will be getting every single year. And so watching the lifestyle and โ€“

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Okay. So, yeah. So I would โ€“ it's going to take some discipline, which you guys โ€“ you sound like you guys are pretty disciplined. Seems like it. That you don't start living like โ€“ because this money is a one-time payment, right? This is not an ongoing salary that you all will be getting every single year. And so watching the lifestyle and โ€“

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Okay. So, yeah. So I would โ€“ it's going to take some discipline, which you guys โ€“ you sound like you guys are pretty disciplined. Seems like it. That you don't start living like โ€“ because this money is a one-time payment, right? This is not an ongoing salary that you all will be getting every single year. And so watching the lifestyle and โ€“

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Not acting like, oh, my gosh, we're a bunch of millionaires. Yeah. Right. I would be living. And I don't think you will be. I don't think you will be. You guys seem very mature.