Rachel Cruze

Get started on the American dream of home ownership today at churchillmortgage.com. That's churchillmortgage.com.

Get started on the American dream of home ownership today at churchillmortgage.com. That's churchillmortgage.com.

Get started on the American dream of home ownership today at churchillmortgage.com. That's churchillmortgage.com.

The Ramsey Show question of the day is sponsored by YRefi. If you're buried in defaulted private student loans, you are not alone. Reach out to YRefi to see if they can build a custom plan to help dig you out. Visit YRefi.com slash Ramsey today. That's Y-R-E-F-Y dot com slash Ramsey. May not be available in all states.

The Ramsey Show question of the day is sponsored by YRefi. If you're buried in defaulted private student loans, you are not alone. Reach out to YRefi to see if they can build a custom plan to help dig you out. Visit YRefi.com slash Ramsey today. That's Y-R-E-F-Y dot com slash Ramsey. May not be available in all states.

The Ramsey Show question of the day is sponsored by YRefi. If you're buried in defaulted private student loans, you are not alone. Reach out to YRefi to see if they can build a custom plan to help dig you out. Visit YRefi.com slash Ramsey today. That's Y-R-E-F-Y dot com slash Ramsey. May not be available in all states.

Yeah, it sounds like it's like a... I make up a vacation home or something. You know what I mean? And the problem with all of this is she wants the nice second home, doesn't want to have to pay for kids' college right now. She doesn't want to put money away to save for that. So it's a lot of present feeling. Yeah, it's a lot of things today. This is what I want today.

Yeah, it sounds like it's like a... I make up a vacation home or something. You know what I mean? And the problem with all of this is she wants the nice second home, doesn't want to have to pay for kids' college right now. She doesn't want to put money away to save for that. So it's a lot of present feeling. Yeah, it's a lot of things today. This is what I want today.

Yeah, it sounds like it's like a... I make up a vacation home or something. You know what I mean? And the problem with all of this is she wants the nice second home, doesn't want to have to pay for kids' college right now. She doesn't want to put money away to save for that. So it's a lot of present feeling. Yeah, it's a lot of things today. This is what I want today.

So I'm going to make decisions based on today without really looking long-term and saying, okay, what's best for us? Where we can have a fun life today. It's not like you want to be miserable today. Right, right. But yet you want to be wise and not let this be the motivator. Don't let today be the motivator. Be thinking long term because you guys have a lot of life to live.

So I'm going to make decisions based on today without really looking long-term and saying, okay, what's best for us? Where we can have a fun life today. It's not like you want to be miserable today. Right, right. But yet you want to be wise and not let this be the motivator. Don't let today be the motivator. Be thinking long term because you guys have a lot of life to live.

So I'm going to make decisions based on today without really looking long-term and saying, okay, what's best for us? Where we can have a fun life today. It's not like you want to be miserable today. Right, right. But yet you want to be wise and not let this be the motivator. Don't let today be the motivator. Be thinking long term because you guys have a lot of life to live.

And yeah, it doesn't sound like a lot of wise decisions.

And yeah, it doesn't sound like a lot of wise decisions.

And yeah, it doesn't sound like a lot of wise decisions.

Yep. So I don't know. I would sit down and I want to know her motivation for the second home. And if it is a vacation type thing,

Yep. So I don't know. I would sit down and I want to know her motivation for the second home. And if it is a vacation type thing,

Yep. So I don't know. I would sit down and I want to know her motivation for the second home. And if it is a vacation type thing,

you know, situation, it's like a vacation home, you know, could you guys rent somewhere, you know, for two weeks a year and still be able to enjoy your vacations, but you don't have to own the home that you're going to right now, especially because you guys have still car loans and a mortgage on your primary home. So getting that paid down for sure would be the wiser way.

you know, situation, it's like a vacation home, you know, could you guys rent somewhere, you know, for two weeks a year and still be able to enjoy your vacations, but you don't have to own the home that you're going to right now, especially because you guys have still car loans and a mortgage on your primary home. So getting that paid down for sure would be the wiser way.