Rachel Cruze

And that is a very stress free way to live versus the opposite. And the opposite would be what many people do, John, they're in your situation and then they go and get a mortgage and get a home and they're dating someone. They buy a house with the person they're dating.

And then they look up in three years, they have no money, a relationship that's broken off, but the other person still is on the deed of the home and like all of it. And it's an absolute mess. And they end up calling our show. So I'm glad you called when you did, because we want to stop. We want this to be way smoother than what we see a lot of people do. So

And then they look up in three years, they have no money, a relationship that's broken off, but the other person still is on the deed of the home and like all of it. And it's an absolute mess. And they end up calling our show. So I'm glad you called when you did, because we want to stop. We want this to be way smoother than what we see a lot of people do. So

And then they look up in three years, they have no money, a relationship that's broken off, but the other person still is on the deed of the home and like all of it. And it's an absolute mess. And they end up calling our show. So I'm glad you called when you did, because we want to stop. We want this to be way smoother than what we see a lot of people do. So

That's right, yeah.

That's right, yeah.

That's right, yeah.

Yep. Oh, man, George. This was a lot.

Yep. Oh, man, George. This was a lot.

Yep. Oh, man, George. This was a lot.

Okay, so some more big takeaways. Let people come to you with money questions instead of offering unsolicited advice, right? That we're not going to just, like, tell everyone what we're thinking. Yeah, if people need your opinion, they're going to come to you. But people are going to Reddit for their opinions, so.

Okay, so some more big takeaways. Let people come to you with money questions instead of offering unsolicited advice, right? That we're not going to just, like, tell everyone what we're thinking. Yeah, if people need your opinion, they're going to come to you. But people are going to Reddit for their opinions, so.

Okay, so some more big takeaways. Let people come to you with money questions instead of offering unsolicited advice, right? That we're not going to just, like, tell everyone what we're thinking. Yeah, if people need your opinion, they're going to come to you. But people are going to Reddit for their opinions, so.

doing those first two steps, like what George said is key, and then saving up at least a 5% down payment, if not more, that would be great. And then walk him through, George, just kind of our formula when it comes to homeownership, because he's asking about the mortgage.

doing those first two steps, like what George said is key, and then saving up at least a 5% down payment, if not more, that would be great. And then walk him through, George, just kind of our formula when it comes to homeownership, because he's asking about the mortgage.

doing those first two steps, like what George said is key, and then saving up at least a 5% down payment, if not more, that would be great. And then walk him through, George, just kind of our formula when it comes to homeownership, because he's asking about the mortgage.

Yep, totally.

Yep, totally.

Yep, totally.

Yes, yep. So always be transparent. Talk about it. Talk about your wants, your needs, thoughts and feelings around money, all of it. Because again, I think what you're saying is a lot of this stuff ends up being a situation because it's just not said out loud, right?