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Rachel Cruze

👤 Speaker
36389 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Even your answer is consistent. Not in principle, but in actual verbiage.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Even your answer is consistent. Not in principle, but in actual verbiage.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Even your answer is consistent. Not in principle, but in actual verbiage.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

The gravy train has left. The gravy train has left.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

The gravy train has left. The gravy train has left.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

The gravy train has left. The gravy train has left.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yeah. And Darlene, and you know what? And give yourself grace because I'm sure there's a level of a self-critic in there of like, what did we do as parents that, you know, ended up in this? But so give yourself grace in it. But you guys, from a financial standpoint, like you said, you have to draw that strong boundary. And. I can't wait to hear Darlene's saying.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yeah. And Darlene, and you know what? And give yourself grace because I'm sure there's a level of a self-critic in there of like, what did we do as parents that, you know, ended up in this? But so give yourself grace in it. But you guys, from a financial standpoint, like you said, you have to draw that strong boundary. And. I can't wait to hear Darlene's saying.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Yeah. And Darlene, and you know what? And give yourself grace because I'm sure there's a level of a self-critic in there of like, what did we do as parents that, you know, ended up in this? But so give yourself grace in it. But you guys, from a financial standpoint, like you said, you have to draw that strong boundary. And. I can't wait to hear Darlene's saying.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Wait, say that again, Jessica.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Wait, say that again, Jessica.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Wait, say that again, Jessica.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

I mean, the paradigm shift that you have to have, Jessica, is a pretty big one because everything you've been talking about so far on this call has to do with how do I live my life around having a great credit score? And actually, you called the Ramsey Show and we're the opposite. We actually don't care.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

I mean, the paradigm shift that you have to have, Jessica, is a pretty big one because everything you've been talking about so far on this call has to do with how do I live my life around having a great credit score? And actually, you called the Ramsey Show and we're the opposite. We actually don't care.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

I mean, the paradigm shift that you have to have, Jessica, is a pretty big one because everything you've been talking about so far on this call has to do with how do I live my life around having a great credit score? And actually, you called the Ramsey Show and we're the opposite. We actually don't care.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

about the credit score because primarily you use a credit score to go into more debt is what and you're finding that out when you're trying to go get a car loan they won't give it to you because you have a bad credit score you try to go deeper into debt with a credit card they won't give you a credit card because of that so living debt free this is actually a gift Jessica you don't even have the option most people listening right now could go apply for a credit card you don't have the option so see that as a blessing because I don't want an option for you you

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

about the credit score because primarily you use a credit score to go into more debt is what and you're finding that out when you're trying to go get a car loan they won't give it to you because you have a bad credit score you try to go deeper into debt with a credit card they won't give you a credit card because of that so living debt free this is actually a gift Jessica you don't even have the option most people listening right now could go apply for a credit card you don't have the option so see that as a blessing because I don't want an option for you you

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

about the credit score because primarily you use a credit score to go into more debt is what and you're finding that out when you're trying to go get a car loan they won't give it to you because you have a bad credit score you try to go deeper into debt with a credit card they won't give you a credit card because of that so living debt free this is actually a gift Jessica you don't even have the option most people listening right now could go apply for a credit card you don't have the option so see that as a blessing because I don't want an option for you you

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Even if you had a great credit score. So how do we live life debt-free? Well, number one, starting out, your biggest need is what you're saying is a car. I almost think your biggest need is maybe a new job. As a debt collector, that can't be a very fun job. So I can't even talk about that.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Even if you had a great credit score. So how do we live life debt-free? Well, number one, starting out, your biggest need is what you're saying is a car. I almost think your biggest need is maybe a new job. As a debt collector, that can't be a very fun job. So I can't even talk about that.

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