Rachel Cruze

Even if you had a great credit score. So how do we live life debt-free? Well, number one, starting out, your biggest need is what you're saying is a car. I almost think your biggest need is maybe a new job. As a debt collector, that can't be a very fun job. So I can't even talk about that.

I think you can do some really great work, Jessica, and I think you can work overtime. Do you have kids? Yes. I do not. So Jessica, I would make a priority right now to say here, making a very detailed budget, knowing exactly what you need in life for food, shelter, utilities, transportation. And that's about it. Like, I mean, we're just going on the basics here.

I think you can do some really great work, Jessica, and I think you can work overtime. Do you have kids? Yes. I do not. So Jessica, I would make a priority right now to say here, making a very detailed budget, knowing exactly what you need in life for food, shelter, utilities, transportation. And that's about it. Like, I mean, we're just going on the basics here.

I think you can do some really great work, Jessica, and I think you can work overtime. Do you have kids? Yes. I do not. So Jessica, I would make a priority right now to say here, making a very detailed budget, knowing exactly what you need in life for food, shelter, utilities, transportation. And that's about it. Like, I mean, we're just going on the basics here.

Everything else is going to go to save up for a car and maybe $5,000 is your goal, whatever it may be. Because you don't, do you have, do you have any consumer debt in your name?

Everything else is going to go to save up for a car and maybe $5,000 is your goal, whatever it may be. Because you don't, do you have, do you have any consumer debt in your name?

Everything else is going to go to save up for a car and maybe $5,000 is your goal, whatever it may be. Because you don't, do you have, do you have any consumer debt in your name?

And you're fighting this whole $186,000, right? We successfully sued the creditor and it got wiped 100%.

And you're fighting this whole $186,000, right? We successfully sued the creditor and it got wiped 100%.

And you're fighting this whole $186,000, right? We successfully sued the creditor and it got wiped 100%.

Because, Jessica, we have people call this show all the time, and they're trying to get out of debt. And so when we talk about getting out of debt, for instance, we say you cut everything and you work extra. And we have people – very, I mean, in a very normal rhythm on this show that are making an extra $1,000, $1,200 above their income on side hustles. So let's just make it a goal for you.

Because, Jessica, we have people call this show all the time, and they're trying to get out of debt. And so when we talk about getting out of debt, for instance, we say you cut everything and you work extra. And we have people – very, I mean, in a very normal rhythm on this show that are making an extra $1,000, $1,200 above their income on side hustles. So let's just make it a goal for you.

Because, Jessica, we have people call this show all the time, and they're trying to get out of debt. And so when we talk about getting out of debt, for instance, we say you cut everything and you work extra. And we have people – very, I mean, in a very normal rhythm on this show that are making an extra $1,000, $1,200 above their income on side hustles. So let's just make it a goal for you.

And especially since you don't have kids, be like, hey, evenings, I'm working. Like whether you're waiting tables, I mean, you are doing something. And let's just go crazy. And let's say you earn an extra, let's go two grand a month. I know that sounds crazy, Jessica, but seriously, what if you worked your butt off, earned an extra $2,000?

And especially since you don't have kids, be like, hey, evenings, I'm working. Like whether you're waiting tables, I mean, you are doing something. And let's just go crazy. And let's say you earn an extra, let's go two grand a month. I know that sounds crazy, Jessica, but seriously, what if you worked your butt off, earned an extra $2,000?

And especially since you don't have kids, be like, hey, evenings, I'm working. Like whether you're waiting tables, I mean, you are doing something. And let's just go crazy. And let's say you earn an extra, let's go two grand a month. I know that sounds crazy, Jessica, but seriously, what if you worked your butt off, earned an extra $2,000?

That means sitting right now where we are in the calendar, by July, August, you could have a car. Depending on how much that one semester cost you, between now and December after you have a car, another couple of months of working extra, you could have saved $6,000, $8,000 in For your tuition. So that's literally between now and the end of the calendar year, Jessica. So it is possible.

That means sitting right now where we are in the calendar, by July, August, you could have a car. Depending on how much that one semester cost you, between now and December after you have a car, another couple of months of working extra, you could have saved $6,000, $8,000 in For your tuition. So that's literally between now and the end of the calendar year, Jessica. So it is possible.

That means sitting right now where we are in the calendar, by July, August, you could have a car. Depending on how much that one semester cost you, between now and December after you have a car, another couple of months of working extra, you could have saved $6,000, $8,000 in For your tuition. So that's literally between now and the end of the calendar year, Jessica. So it is possible.

You just have to make some really big goals and you have to, not that you're playing victim to this by any means, but don't be leaning on the credit industry to get you out. Jessica, you can get you out.