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Rachel Cruze

👤 Speaker
36389 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Just pay cash for everything, and you don't have to worry about it. And if some cell phone company pulls up your credit report, you can just show them the police report and be fine. You can get away with other things, but you have to be convicted about this, Jessica, or you're going to keep getting pulled. I feel like you're getting pulled into it, even though you're saying, I know.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Just pay cash for everything, and you don't have to worry about it. And if some cell phone company pulls up your credit report, you can just show them the police report and be fine. You can get away with other things, but you have to be convicted about this, Jessica, or you're going to keep getting pulled. I feel like you're getting pulled into it, even though you're saying, I know.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Just pay cash for everything, and you don't have to worry about it. And if some cell phone company pulls up your credit report, you can just show them the police report and be fine. You can get away with other things, but you have to be convicted about this, Jessica, or you're going to keep getting pulled. I feel like you're getting pulled into it, even though you're saying, I know.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You need to stand firm, pay cash for anything. It is possible, Jessica. You can do this and keep things separate from the boyfriend right now and live your life. Get yourself a car, save up for the semester, get your college degree and ride off into the sunset and then maybe get married because you love him, not because of his credit score.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You need to stand firm, pay cash for anything. It is possible, Jessica. You can do this and keep things separate from the boyfriend right now and live your life. Get yourself a car, save up for the semester, get your college degree and ride off into the sunset and then maybe get married because you love him, not because of his credit score.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

You need to stand firm, pay cash for anything. It is possible, Jessica. You can do this and keep things separate from the boyfriend right now and live your life. Get yourself a car, save up for the semester, get your college degree and ride off into the sunset and then maybe get married because you love him, not because of his credit score.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Oh, yeah. Yeah. And you have no one dependent upon your income right now, Mike, do you?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Oh, yeah. Yeah. And you have no one dependent upon your income right now, Mike, do you?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Oh, yeah. Yeah. And you have no one dependent upon your income right now, Mike, do you?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Do you have anyone dependent upon your income? Just me and my wife. Okay. What would your wife do if something happened to you?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Do you have anyone dependent upon your income? Just me and my wife. Okay. What would your wife do if something happened to you?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Do you have anyone dependent upon your income? Just me and my wife. Okay. What would your wife do if something happened to you?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Okay.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Okay.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Okay.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

How much will all that equal a month for her?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

How much will all that equal a month for her?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

How much will all that equal a month for her?

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Okay. How much are in all those accounts total, would you say? About $700,000. Oh, amazing. Okay. Yeah, I would cancel all three of these, Mike, and pay for your funeral with the $70,000. I would. I mean, because how much are you going to be paying for this whole life policy that you're keeping? And your agent wants you to keep it because he's making a great commission off of it.

The Ramsey Show
Credit Is a Crutch—It’s Time to Walk Without It

Okay. How much are in all those accounts total, would you say? About $700,000. Oh, amazing. Okay. Yeah, I would cancel all three of these, Mike, and pay for your funeral with the $70,000. I would. I mean, because how much are you going to be paying for this whole life policy that you're keeping? And your agent wants you to keep it because he's making a great commission off of it.

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