Rachel Cruze

Okay. How much are in all those accounts total, would you say? About $700,000. Oh, amazing. Okay. Yeah, I would cancel all three of these, Mike, and pay for your funeral with the $70,000. I would. I mean, because how much are you going to be paying for this whole life policy that you're keeping? And your agent wants you to keep it because he's making a great commission off of it.

Exactly. Yep. So I would drop them all, Mike. Okay.

Exactly. Yep. So I would drop them all, Mike. Okay.

Exactly. Yep. So I would drop them all, Mike. Okay.

Do I? Yeah, you'll have to probably pay for the growth with life insurance, whatever the... Capital rate. I'm not sure. Yep. I would talk to them to know the tax implications of that because the growth is different than just a standard investment.

Do I? Yeah, you'll have to probably pay for the growth with life insurance, whatever the... Capital rate. I'm not sure. Yep. I would talk to them to know the tax implications of that because the growth is different than just a standard investment.

Do I? Yeah, you'll have to probably pay for the growth with life insurance, whatever the... Capital rate. I'm not sure. Yep. I would talk to them to know the tax implications of that because the growth is different than just a standard investment.

But depending on what they invested it in, because that's what usually happens with whole life is they have invested that money in a really crappy investment. And and so, yeah, depending upon that. But I would I would ask them that to make sure. But I would I would just put that 70,000 in a high yield savings. And you can keep it there because you have any liquid cash.

But depending on what they invested it in, because that's what usually happens with whole life is they have invested that money in a really crappy investment. And and so, yeah, depending upon that. But I would I would ask them that to make sure. But I would I would just put that 70,000 in a high yield savings. And you can keep it there because you have any liquid cash.

But depending on what they invested it in, because that's what usually happens with whole life is they have invested that money in a really crappy investment. And and so, yeah, depending upon that. But I would I would ask them that to make sure. But I would I would just put that 70,000 in a high yield savings. And you can keep it there because you have any liquid cash.

I mean, everything else you were saying was tied up into investments. Do you have any just like cash in a savings account?

I mean, everything else you were saying was tied up into investments. Do you have any just like cash in a savings account?

I mean, everything else you were saying was tied up into investments. Do you have any just like cash in a savings account?

About 10,000. Okay. So yeah, so I would take some of the 70 and put it there. If you want to invest some of it, you can. But you guys can just have a good buffer of high. Yeah, just in a high yield savings. How old are you guys?

About 10,000. Okay. So yeah, so I would take some of the 70 and put it there. If you want to invest some of it, you can. But you guys can just have a good buffer of high. Yeah, just in a high yield savings. How old are you guys?

About 10,000. Okay. So yeah, so I would take some of the 70 and put it there. If you want to invest some of it, you can. But you guys can just have a good buffer of high. Yeah, just in a high yield savings. How old are you guys?

Put in the growth on it.

Put in the growth on it.

Put in the growth on it.

And you've done such a great job, Mike. To be 70 years old, have everything paid for, $700,000 in retirement.