Rachel Webster

And then the very next day, my mom calls and says, hey, did you see what Jamie posted on her Instagram story? And it's the very same personal topic we just discussed. Okay, but I always tell you first. It's true. Of course, bravery does have its limits. And even the most audacious among us keeps secrets from our friends.

And then the very next day, my mom calls and says, hey, did you see what Jamie posted on her Instagram story? And it's the very same personal topic we just discussed. Okay, but I always tell you first. It's true. Of course, bravery does have its limits. And even the most audacious among us keeps secrets from our friends.

Debt, and basically everything about money, makes even the most confident-seeming people squirm. Why do you think that was the day that you told me?

Debt, and basically everything about money, makes even the most confident-seeming people squirm. Why do you think that was the day that you told me?

Yeah. The truth is nobody, nobody really knows what's going on with other people's financial lives. That's because we don't talk about it. We think that if we keep our fears and embarrassments secret, we'll be safer.

Yeah. The truth is nobody, nobody really knows what's going on with other people's financial lives. That's because we don't talk about it. We think that if we keep our fears and embarrassments secret, we'll be safer.

So when Jamie told me, and then she told the hundreds of millions of people on TikTok, something shifted. After 10 years of cultivating a secret in the dark, suddenly she turned on the light. I'm starting with about...

So when Jamie told me, and then she told the hundreds of millions of people on TikTok, something shifted. After 10 years of cultivating a secret in the dark, suddenly she turned on the light. I'm starting with about...

Because we know firsthand what it's like to lose sleep over debt.

Because we know firsthand what it's like to lose sleep over debt.

To get out of debt, but find ourselves falling back into it.

To get out of debt, but find ourselves falling back into it.

America became a country full of debt heads.

America became a country full of debt heads.

And his take on financial advice is steeped in the theory that every individual is solely responsible for their financial well-being.

And his take on financial advice is steeped in the theory that every individual is solely responsible for their financial well-being.

And while I find Dave Ramsey's tone particularly off-putting, his take on advice is pretty popular. He sells a lot of books and has a lot of listeners on his podcast.

And while I find Dave Ramsey's tone particularly off-putting, his take on advice is pretty popular. He sells a lot of books and has a lot of listeners on his podcast.

If you have poor money management, you really can't blame anybody except yourself. And perhaps this advice is so satisfying because it is so simple. It's got a clear bad guy, you.

If you have poor money management, you really can't blame anybody except yourself. And perhaps this advice is so satisfying because it is so simple. It's got a clear bad guy, you.