Ramit Sethi

And now I would say I'm the furthest from that idea.

What I appreciate is that the FIRE community pushes people to think in a different way.

And in America, anything that gets people to engage with their money, I'm...

initially for it.

I think that they took the average savings rate, which Americans have roughly less than 5%, and they said, how about 30%?

How about 50%?

That's pretty bold, which I appreciate.

But I do think that if you build a life where you focus solely on a number in a spreadsheet, that is a mistake.

There are far too many people who go through life ultra frugal,

And over time, their ability to spend money meaningfully atrophies.

For a lot of people, it can be as simple as, hey, every time I come home, there's a bunch of shoes on the floor.

I'm tripping over Legos.

Let me spend 20 bucks on a little organizer to put those shoes in there.

Wow.

Or let me spend a little bit of money to make my life slightly more convenient so I can have quality time.

Or let me just tip 30% everywhere I go.

I want to be super generous to the people that are taking care of me at the coffee shop, et cetera, and the restaurant.

I want us to get deeper than thinking that rich or spending money is frivolous or somehow unimportant.

It's not.

I think that money is so multidimensional that I can talk about this for the rest of my life.