Ramit Sethi

And I'm like, if this is hard for us,

Let me ask other couples.

So I started asking all these couples, how do you talk about money?

Who handles it?

What do you disagree on?

And it was like the earth started shaking because there's all these taboo stories that nobody talks about publicly.

And whenever there's a taboo around money, I pull out my flashlight and I want to shine a light on it.

Do you think every couple should have a prenup?

No, most couples don't need it.

If one or both partners come into a relationship with pre-existing assets or any sort of complexity, then it may make sense, it's worth looking into, but the vast majority of people do not need it.

It's usually represents something much deeper.

So a classic example that happens all the time is couples do not talk about money, but what they do talk about is we have this expense that just came up.

We've got to send her on a field trip or we're taking a trip to grandma's next month.

Where's the money going to come from?

And it produces and reinforces this feeling that we only talk about money when there's a problem.

So what we have to do is rebuild this relationship.

Where are you today?

They're like, I don't know.

I go, all right, do you know how much you're going to have at 65?

They have no clue.