Ramtin Naimi
speaker
1,391 appearances
1 recordings
1 series
first heard Jul 2025
last heard Jul 2025
Ramtin Naimi’s voice in public audio — every appearance, attributed to the second.
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Appearances
I think Sequoia started writing Prosper down to zero and LendingClub plummeted like 85% from its peak IPO price.
And I had spent my entire net worth building a supplemental product to a collapsed industry.
Pretty much everything I made on my hedge fund, I lost on that company and ended up in debt.
And that was kind of my first reality check in life when I realized, no, no, I'm actually not a genius and I could lose money and maybe I should have just gone to college.
Well, I didn't put myself through all of this.
But thankfully,
One of the venture capital firms that I pitched that company to was a firm called Core Innovation Capital.
The founding partner of that firm is a guy named Arjan Chute.
He's one of the kindest people I've ever met in my life.
He's just a good guy.
Core's focus is investing in fintech that provides upward mobility for the emerging middle class.
There's somewhat impact in nature, but very much focused on returns.
And when I wound down the company, I ended up reaching out to him and he gave me a job.
So I ended up ultimately getting my venture capital job flat broke.
And when I ended up in all this debt, I needed a way to restructure it.
And that was probably the worst moment of my life was sitting in the waiting room of a bankruptcy lawyer's office, trying to figure out what type of bankruptcy I need to file.
And then at a big chapter 13, which is not a write-off of debt, but a restructuring for five years.
And thankfully things worked out and I wiped it all off within two years.
It was a nice comeback.
What was the headspace like at that time?
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