Rob Luna

There's real problems out there, Sean.

And these are the same people that are racking up credit cards to get by.

to have their experiences or whatever they're spending that money on right now, they're probably the same people that are not gonna have jobs.

And so what I'm thinking is, and you're not gonna hear this, the people that are not paying their credit cards are probably the people, the companies that I'm working for that are getting fired, that don't have jobs because they don't have value to add to an organization.

So this gets worse.

And I'm an optimistic person.

Sounds like it.

No, I am.

I am.

What I'm not optimistic about is the largest part of the U.S., which is the middle class, adjusting and adapting and doing what it takes for them to be able to win.

So it's just a smaller subset of people that will win, but they'll win bigger than ever before.

So as an American, you've got to choose which one do you want to be, which one do your kids want to be.

Yeah, well, look, I mean, if you're selling cheap product, if you're Procter and Gamble and you're selling toilet paper and people are still going to find a way to do those things, right?

But it's kind of like the middle, those middle levels of services to the middle class are the things that are going to be wiped out.

If you're selling, you know, Ferrari's still doing good and Rolex watches are doing good and our firm's like having mega years.

Like we're doing way more in our first year of business than I did in the first 10 years of business in my firm before.

Why?

We're dealing with successful, like-minded people like you who are gonna just make shit happen.

And so that's who we're selling to.

If I was creating a business right now for the middle class, I wouldn't be creating a business right now for the middle class, not what I'm looking to do.