Robert Brokamp

According to Bloomberg's Jonathan Authors, Fed futures were predicting three rate cuts on the eve of the war, but now it's down to one.

And higher rates are a worldwide phenomenon, as authors wrote, quote, the Fed is a global outlier as it's still expected to cut.

Each of the nine other largest developed market central banks is now forecast to hike, end of quote.

Higher rates will not only affect our portfolios, but also our borrowing costs.

The rate on a 30-year mortgage has risen from 5.99% on February 27th to 6.36%, according to Mortgage News Daily.

You might be considering a mortgage if you plan to move in retirement.

Where are the best places to retire?

That's the topic of our next discussion when Motley Fool Money continues.

The number one investing goal of most Americans is retirement, and a key determinant of happiness in retirement is where you live.

Which factors are most important, and where are the places that have those factors?

To answer those questions, we at The Motley Fool surveyed Americans ages 55 and older, and here to help discuss the results is fellow certified financial planner and real estate expert, Matt Frankel.

So there are two aspects of the report that I think are interesting.

First, I think it partially answers the question of what makes for a good retirement in general.

And secondly, it suggests places where that can be found.

So let's get into the methodology a little bit.

So based on the survey results, we, and by we, I mean some of our colleagues at The Body Fool, not specifically Matt and me,

But we identified seven key retirement factors and weighted each according to the preferences of the survey participants.

So coming in number one was quality of life, had a 31% weighting.

Next was healthcare access and quality, 15% weighting.

Housing affordability, 13%.