Robert Brokamp

What are you thinking in those terms?

Like what should people be doing as they approach retirement to prepare for how they're gonna spend all that time?

How every day is a Saturday, as they say.

One thing that's changed with my own retirement planning is that I used to think I would work well into my 60s because I just love my job and I love The Motley Fool.

I'm very fortunate that way.

But as I've gotten older, I've seen more and more people, frankly, either die too soon or experience health issues such that they won't be able to pursue most of their retirement dreams because they're no longer healthy enough to do it.

And then there's the other aspect of whether I will still have a job.

another 10, 15 years from now because of AI.

I'm primarily a writer and podcaster.

And if there's something that AI can do, it's right.

So I have been planning on an earlier retirement than I previously planned.

I may not retire early, but I think that's the prudent decision.

In fact, studies show that people on average retire three years sooner than they thought, often because of an unplanned retirement.

Since you keep bringing up lawyerly stuff, I just want to point out to the audience that Dan is a former attorney.

So besides being a former financial planner, which is why I often say Dan is just about the most knowledgeable guy at The Motley Fool.

Anyone who is thinking about retiring early, certainly before age 65 when they get Medicare, they have questions about healthcare.

For me personally, I don't think it'll be an issue because my wife got a PhD at age 52 and has begun a whole new career as a professor.

She has every interest in sticking with that for at least another decade.

I always like to bring up her as an example because she was someone who changed careers later in life and has found something really enjoyable.

Even if I retire, she'll keep working.