Ryan Knudson

What about people who are not currently in the market right now?

The stock market is reaching record highs all the time.

It's more expensive than it's ever been.

Is now an okay time to get in or should people wait until the market goes down?

We got a question along these lines from Lance Robertson in Eugene, Oregon.

Shout out to the Ducks.

Go Ducks.

Capital gains.

Right.

So we've talked a lot about like, when is the stock market going to fall?

Is it going to fall?

Is there a bubble that might burst?

But we've got this interesting question from Stephen Baranek, who takes a bit of a different angle.

And in fact- Even in an environment where more and more people are constantly putting money in?

So it doesn't really matter, even if more and more people pour into the market, the market can still go down, obviously, because if something spooks people or if their corporate profits go down, people are going to sell and therefore the market goes down.

Any last words of wisdom heading into 2026?

So that's your one prediction is that we can't really predict anything very well.

Brings us back to just buy and hold.

Jason, this has been so much fun.

I really appreciate your time.