Sabree Beneshour

There is a skeptical optimism.

Skeptical, because even with strong demand, you can't escape headwinds.

But there are red flags builders are getting used to.

And in Atlanta, another southern real estate market, Wayne Hyatt with the Greater Atlanta Home Builders Association, says companies there haven't been able to build as quickly as they'd like.

He says new regulations like energy and building codes have made construction more costly without adding to home values.

Further north, Dawn Crandall with the Home Builders Association of Michigan says new single family permits there are still lagging behind the level of new housing needed.

She's optimistic that a new bipartisan push in Michigan for zoning reform could boost home building in her state.

I'm Elizabeth Troval for Marketplace.

But first, let's do the numbers.

The Dow Jones Industrial Average inched up 32 points, one-tenth of a percent, to close at 49,533.

The Nasdaq also rose 32 points, about one-tenth percent, to finish at 22,578.

And the S&P 500 added seven points, one-tenth percent, to end at 6843.

Banks started strong this first day of the week for the stock market.

Citigroup, home of Citibank, notched up 2.6%.

JPMorgan Chase & Company increased 1.5%.

Bank of America Corporation expanded 4.0%.

Sam Fields was just talking about the challenging climate for vaccine makers.

Cambridge Mass-based Moderna Inc.

improved 4%.

Pfizer dropped 3.25%.