Sally French

I literally use it every year for one single night at an airport hotel.

That's just like what it was meant for, I feel like.

It's a really good rundown.

The two points per dollar is the huge selling point on this card because you accumulate points very quickly.

Right.

And we should mention that the Capital One Venture X card will get you complimentary access to those Capital One lounges we love so much.

But I will say the two guests for Priority Pass lounges is pretty sweet.

So if you do want to bring, you know, your whole family, like, you know, I love to bring my whole family on my Capital One Venture X card.

Exactly.

Then this card might actually work better for families or people who are just traveling with people a lot.

But again, like, do you really want to bring them to a Priority Pass lounge?

Like, maybe not in the U.S.

I don't know.

Depends what yours looks like at your airport.

So we did all of that.

And remember, on top of all of that, every single purchase that's not rent or mortgage payment earns the 4% cash back.

So even when you don't think about the mortgage and rent payments part of this, these are really decent earning rates.

Ooh, a strong list of built transfer partners here.

My favorite of them is World of Hyatt.

They're also a transfer partner of Chase Ultimate Rewards.