Sally French

I'm going to run the numbers again.

Which is fine.

That's great if you want to get access to Built's transfer partners for $0, but you probably won't accumulate a lot of points that way.

I've also heard a lot of comparisons from this card to the Chase Sapphire Preferred card.

They have the same annual fee.

The Chase Sapphire Preferred has 3x on dining.

Similarly, it also gets two points per dollar on travel booked outside of Chase's travel portal.

And a lot of similar transfer partners, including Hyatt, Southwest, United, Marriott, Virgin, Air Canada, you know, the list goes on.

Another similarity between the old Chase Sapphire Preferred and this built card is that the built points are worth 1.25 cents each if you redeem them for flights or hotels in the built travel portal.

Remember those days when you could get 1.25 cents for your Chase points in the travel portal?

R.I.P.

Yeah.

So this…

card, the Build Obsidian card.

Actually, all the three cards earn that 1.25 cents redemption rate in the travel portal for Build.

But I just find that really interesting.

Like, if you really miss that redemption rate, if that was the way you were using your points, you could possibly get that again with this Obsidian card.

This part I really don't like about it.

I find the Chase Sapphire Preferred Hotel Credit very easy to use.

There's no minimum for how many nights.