Sam (Caller)

About $90,000.

You have any debt?

No, other than my house.

It's over.

Yeah, to this point.

It would be replenishing my emergency fund with...

Hey, good afternoon.

I'm doing well.

How are you doing?

Yes, sir.

Okay, so just to run down, I'm married, happily married with three children.

My wife and I have been married for 14 years, something like that now, and we've got some debt that we want to get paid off.

We have some big goals in the future, and so I'm a small business owner, and I really needed advice based upon that aspect because I think I get everything else if I have a standard

salary or income like that, but with the idea of being a small business owner, I'm a little bit, I guess I'm ill-equipped or, you know, just ignorant of how to handle the situation, but I'll give you some numbers.

We've got a truck loan, which is my work truck, and it's $19,000.

We have a mortgage of $180,000, and then we have $800 and just two different zero-interest credit cards that are going to be paid off within the next two months.

So I'm looking at a little over $200,000 in debt.

And I want to get this knocked out for my family so that I can make sure that we are in a position where we can help others as well as ourselves.

She's a full-time household engineer.

Yeah, I'm looking to be around $60,000 to $70,000.